The Rights Of The United States - 1203 Words

Every human is born into this world as an equal. We as Americans believe that everyone deserves and are entitled to the same rights as anyone else. But are there exceptions to the rights of citizens? Are there times when it is acceptable for citizens to be denied rights? Throughout history most nations have had some sort laws in place regarding the defense of the nation. The United States being no different, has undergone several changes throughout the course of our country’s history in regards to the rights of citizens that serve. For example in 1948 President Truman signed an Executive Order desegregating the military. Similarly, this past December Defense Secretary Ashton Carter removed a formal ban forbidding women from serve in direct combat roles. But is this a move that strengthens equality among those who serve our country, or is it merely an illusion of equality that weakens our military. This is the question we will attempt to answer. Let us first examine whether thi s act truly does create equality in the military. Women have been prevented from participating in combat roles since 1948. This act without a doubt puts women on a more equal shelf with the men they serve with, allowing them to serve in any job including infantry as well as special operations. An issue that is overlooked is that women and men are still not equals in all aspects of the military. In fact, there are many blatant segregations from men and women in the military. So then why are there notShow MoreRelatedThe Rights Of The United States851 Words   |  4 Pagesfounding fathers established the United States of America constitution, made up of twenty-seven amendments, at the constitutional convention. Fourteen years later, two-thirds majority of the state ratification, necessary to make it legal, ratified the Bill of Rights. As part of the constitution, we have individual rights. These rights include life, liberty, and the pursuit of happiness. With this, people from all aro und the world who come into the U.S, have the same rights as the citizens of the U.S.Read MoreThe Rights Of The United States1690 Words   |  7 Pagesmost important rights of American people. Liberty is understood as a basic right of freedom to which everyone can engage in certain actions without control or interference by a government or other power. Based on that principle, selective incorporation is a process of constitutional law in which some provisions of the Bill of Rights are nationalized to the states through the nationalization of Fourteenth Amendment, so citizens of the U.S. are ascertained to have protection from states as well as centralRead MoreThe Rights Of The United States1356 Words   |  6 PagesHuman rights are inherent to being human and essentially a right obtained by any being born in the world. These rights do not discriminate whether one was born in the United States or in Mexico. Essentially, they are what it means to be a human being, not if you are a citizen to a specific country. Lawful permanent residents of the United States prior to 1996 were eligible for public benefits programs suck as the Food Stamp Program, Medicaid, Supplemental Security Income (SSI), and Temporary AssistanceRead MoreThe Rights Of The United States1343 Words   |  6 Pagesbeing necessary to the security of a Free State, the right of the people to keep and bear Arms, shall not be infringed†. This statement is part of the Second Amendment in the United States that shows American citizens have an authority to own a gun legally to protect themselves. Since the United States was founded in 1776, this nation has grown up connected to firearms. After wars such as World War I and World War II, war industries led the United States to become one of the powerful nations in theRead MoreThe Rights Of The United States1684 Words   |  7 Pages1). Indeed, throughout the course of history of United States, peoples’ liberty has been established as the most important aspect of American people. Liberty is understood as a basic right of freedom in which everyone can engage without control or interference by a government or other power. Based on that principle, Selective Incorporation is a process of constitutional law in which some provisions of the Bill of Rights are nationalized to the states through the Fourteenth Amendment, so citizens ofRead MoreThe Rights Of The United States1219 Words   |  5 PagesIt is well known that the United States have been seen internationally as a key actor, for better or worse, when it comes to the field of universal human rights. At the same time, recent events have shown a disassociation between the words and actions of the nation. Despite the fact that these rights are supposed to be constitutionally-protected, the United States has been criticized for repeatedly violating them not only in the past but in recent memory: criminalization of poverty and homelessnessRead MoreThe Rights Of The Unit ed States867 Words   |  4 PagesA lot of bills have been passed and written as legislation under the falsification that they would better outline the citizens freedom and guarantee their rights. Yet once in a while these laws are made with dismissal to what is expressed in our Constitution. At times they twist and distort the main purpose of the amendment, counter acting the purpose of why the Amendments was written. They were to guarantee that there would not be a rehash of what the founding fathers had encountered when theyRead MoreThe Rights Of The United States924 Words   |  4 Pagestruly making the United States â€Å"the land of the free and home of the brave†. This was for everyone including minorities. At the time of making the laws of America, the founding fathers never knew that the overwhelming issues of slavery and unequal rights would have overtaken the United States of America, even so much that it still exists today. Even leaders who also had hopes of se eing equality in America like Rosa Parks, Martin Luther King Jr., and the Advocates for Women’s Rights to vote risked theirRead MoreThe Rights Of The United States1199 Words   |  5 PagesThe Right to What? All day all night this document printed on hemp and written with a quill, the defender of American Ideology and rights, the constitution. But to get the jest of the constitution you have to have an understanding of the Bill of Rights the first ten right written into the framework of every American person. The United States Bill of Rights. The Bill of Rights is essentially the points of the Declaration of Independence our founding fathers wanted to stress as the most important.Read MoreThe Rights Of The United States854 Words   |  4 PagesHere in America, people have the right to protest and speak their views granted by the first Amendment in their Constitution. Reading or watching the news lately, there are a lot of protests happening. People are gathering and protesting so many different things all over the world right now and America is no different. However, what the media shows in America are arrests of protestors by security and police, both of which attack them at times, using pepper spray and other brutal methods. How is this

Immigration Is The Creation Of America - 938 Words

Immigration is the creation of America Illegal immigration is one of the number one talked about topics in America, that no one does anything about. Throughout the years more than millions of immigrants have been deported from the United States to their motherland countries. What not many see is that America is made up of immigrants, immigrants help bring up the United States of America. Many Americans do not want immigrants to be in the United States mainly because they do not speak English correctly. Illegal immigrants should be allowed to stay in the United States because it will increase educational opportunities, create more jobs, and it will benefit the economy. If the United States of America were to allow illegal immigrant students, then the standards of education could be raised. â€Å"According to the nonpartisan congressional budget office, under the 2010 house-passed version of the DREAM act, the federal deficit would be reduced by $2.2 billion over ten years because of increased tax revenues†(Furman and Gray). Reducing the federal deficit would help not only students, but everyone; saving money is the number one action in the dream act. The dream act is one of the number one law that has help all immigrant students. â€Å"Giving undocumented students the path to citizenship would benefit them- and the U.S (Reigadas 25). Undocumented students work harder than some US citizen born students. These students work hard in order to win their spot in the United States.Show MoreRelatedThe Impact Of Immigration On The United States1469 Words   |  6 PagesDuring the 1990’s there was a massive migration of Hispanics from Central , and South America into Texas. This large influx of population in Texas caused several problems such as hundreds of poor neighborhoods, a need for more teachers in public school, and fewer jobs available for the native born Texans. I plan to find my information on this topic by gathering data from the Rice Library, as well as using my online databases containing several scholarly articles such as JSTOR and GALE. Two sourcesRead MoreImmigration Reform Of The United States1641 Words   |  7 PagesTutor: Institution: Immigration Reform ​Immigration is defined as the act of leaving your country of origin and going to another different one to stay there permanently (Dictionary.com). Reasons, why people escape or leave their original countries, are varied; ranging from war, poverty, natural occurrences such as earthquakes while others just take the step for fun purposes. A reform is a change from the way things were done originally and make them better. Therefore, immigration reform is a term thatRead MoreJerry Trinidad . Professor Tuyay . Asian-American History .1659 Words   |  7 PagesHistory   April 1, 2017      Angel Island and Ellis Island        The United States was founded on the principle that all men are created equal, but during an immigration boom in the late 1890s and early 1900s, Asians and Europeans faced discrimination and violence because of their difference in language, appearance, and religion. People came to America from all over the world to experience the wealth and prosperity that was associated with this great country, but certain ethnicities were excluded fromRead MoreCities, Immigrants, And The Nation1290 Words   |  6 PagesNation The history of America has been associated with immigration. In fact, the population of America is believed to be highly dominated by immigrants. The topic of immigrants in the United Sates is crucial even in the present situation. There are mixed reactions on the best way to deal with the issue of immigration, especially in the political front. Immigration in the United States is quite extensive and began long time ago. This essay will address the American Immigration history, featuring theRead MoreImmigration And Its Impact On America Essay1239 Words   |  5 PagesFor hundreds of years, immigration has been the engine to social and economic progress. The social mobility of populations has always existed and will never cease. It all began with the persecution of religious groups, escaping tyrants, looking for freedom and peace. It started as a movement of religious freedom, but quickly transformed into a quest for political freedom and democracy, which even today constitutes a mod el for other nations. In that sense, every immigrant that set foot on the AmericanRead MoreImmigration And The Pillars Of Freedom706 Words   |  3 PagesLahari Pathivada Dr. Restivo AP English Language Arts 6 19 October 2014 Immigration or Violation Born upon the pillars of freedom, America is known as a nation immigrants and these immigrants roughly take up 13% of the population (Migration Policy). In recent years, immigrants have been treated harshly and have felt unwelcomed in the land of the free and these immigrants have come to find an opportunity in America that they could not find in their own country. American citizens believe theRead MoreImmigration : An Influential Aspect Of American History1172 Words   |  5 Pageshistory, immigration has been a constant and significant force in the country. From the early beginnings of the nation in the seventeenth century to the present day, millions of people, from a variety of different and distinct nations and cultures, made the great journey to the United States to pursue greater economic and social opportunities. Immigration has been an influential aspect of American history. These immigrants have enhanced and contributed greatly to the fabric and the story of Ameri ca. TheyRead MoreAmerican Immigration Policy, Citizenship, And The Relationship Between Foreign Policy And Constitutional Law1477 Words   |  6 Pagesdescribes the legal ins and outs of American immigration policy, citizenship, ‘border control’, and the relationship between foreign policy and constitutional law, regarding refugees. Since the birth of the United States in 1776, citizens, from countries all around the world have considered making the trek to America, in hopes of pursuing a different, more prosperous life. Yet, many of history’s hopeful travellers have learned- legally entering America is potentially the most strenuous part of findingRead MoreLooking for a Fresh New Start Essay1339 Words   |  6 PagesIllegal immigration has been an ongoing issue in the political arena for the past decade with immigration laws still being discussed. To immigrate means to come into a country of which one is not a native for permanent residence. The United States is a nation founded by people who emigrated on the principle of freedom. What would our forefathers think if there could see the issues facing their nation today? There are many issues surrounding immigration policy such as national security, border patrolRead MoreImmigration : A Long Time874 Words   |  4 Pagesbusiness ownership; this translates to creation of new job opportunities for Americans. Furthermore, such people believe that the United States is likely to benefit from the new innovative ideas of immigrants; this in turn boosts and propels America to new heights in terms of education systems as cited by â€Å"The Hub Nation†, â€Å"Immigrants benefit America because they study and work hard† (Economist 1). From 2000 to 2014, researchers are studying how immigration affects positively in the United States’

Financial Market Exchange The ASX Limited and the AMP Limited

Question: Describe about the Financial Market Exchange for The ASX Limited and the AMP Limited. Answer: The ASX Limited The ASX is the leading financial market exchange at all over the world, which offers the full services like listings, trading, clearing, and resolution for the various ranges of the classes of assets. ASX is the leader all over the world, which puts up the capital and it is the first major market of the finance, which open every day. The ASX Limited has rated in the top five exchanges all over the world. It takes in the market capitalization of about $1.5 trillion. It is the political program, which leads to the world resource, finance, and technology companies. The ASX Limited has the involvement rate of about the $47 trillion in the derivatives market is the biggest in the Asia and all over the world. The net of the ASX and the data center has the connection with the leading financial hubs. The success of the ASX Australian Liquidity center, which is depending in Sydney are depending on the speed, reliability, state-of-the-art technology and the variety of the user community. The ASX Limited does the operation in the environment of the world class regulatory and meets the global standard, which is highest. The clearinghouse of the ASX Limited is the safe and secure place in all over the world and the well capitalized in the globe. It helps to bear out the stability of the financial market in the Australia. The ASX Limited has the experience about 150 years for the exchange and experiences the team about 530 people, which has the highest skills. They focuses on the customer and place them at the centre of everything, they do and has the 6.7 million shareowners and the participants about the 180 and the listed companies about 2200 and issuers. The ASX Limited helps the company to cr eate the wealth regarding the future and manages the investments as well as the operational risk It is the big brand, which developed the role of the company as the holding company of the group and has the market with the several ranges of having the market services activities, which is associated with the common commitment and provides the Australia, the infrastructure of the capital market. The ASX group was establish with the amalgamation of the Australian Stock Exchange and the Sydney Future Exchange during the month of the July 2006 and now it is coming in the top 10 listed exchange group all over the world. It is the exchange group which is vertically integrated and perform the activities in the primary and the secondary market and also provide services like raising, allocation, and hedging of capital flows, trading and the uncovering of the price; transferring risk to the central counterparty and the liquidation of the securities for both the equities as well as the market of the fixed income. As the operator of the securities industry, it facilitates the clearinghouse as well as the system of the payments. It also understands the compliance of its operating regulations and provides the standards of the corporate governance in the listed companies of the Australia. It also provides training to the retail investors. The substructure of the customer, whether it is domestic or international of the ASX is varied. It involves issuers, which are from the various listed securities and the financial products, investments, and the trading bank, shop manager , hedge funds, the advisors of the commodity trading, brokers and proprietary traders; market data vendors; and retail investors. It is the wholly owned subsidiary of the ASX compliance and provides the ongoing monitoring and with the principles of the ASX, it enforces the compliance. The operation of the ASX reinforces by the market supervision and regulates the role, which has undertaken by the Australian securities and the Investments Commission in all the venues of the trading and the facilities of th e clearing as well as the settlement with the help of the Reserve Bank of Australia with the stability of the financial system. It also handles the compliance of the listed public company (ASX Group, 2016). Corporate social responsibility The fabric of the ASX isof the risk management monitors the environment, social, and governance risks, which are the part of the Board. The ASX focus on the sustainability of the business, which is for long-term. ASX People The objective of the ASX is to make and retain the team, which is highly motivated and are professionals, who have the best experience and the human capital policies and the program of the ASX and its periodic report are obtain and seen by the Remuneration Committee. The executive committee sees the programs of the talent and the leadership, management of the performance and the process of the reward, the consequences of the successive planning, and the progress of the diversity strategy and the staff alignment and the engagement results. The voluntary turnover of the ASX for the fiscal year 2016 is 12 percent and the lost time, frequency rate is less than the 0.1. Culture The management and the board review the place of values and the behavior, which disclose the brand and the culture of the ASX. The annual survey measures and its solutions, staff alignment, engagement, and the commitment towards the values of the ASX are monitor at the level of the board. The staff engagement and the alignment have risen in the financial year 2016. The top quartile is the alignment and the top second quartile is the date of the ASXs group Diversity and the inclusive The fellowship supports that working environment, which is diversified and inclusive, where the opportunities have given which is equal to all the employees. It also provides the preparation and the benefits to each of the employees. Its business priority is the gender equality and is dedicated to support the each of the participation, whether it comes from the male or female in the daily workforce. It also supports the marriage equality. Gender equality target The company has made the good progress for the diversity of the gender target. The target achieved is about 40 percent, which is over all. The current target is 40 percent, which is at the tier of senior management and to be continues in the financial year 2017. ASX an employer of choice ASX has honored by an Employer of the Choice for the Gender Equality citation for the workplace of the Gender Equality Agency. The Employer Choice Award has recognized the dedication of the ASX towards the equal participation of both men and women in the workforce. Ethics and integrity The codification of the conduct of the ASXand the Anti-Bribery and the Corruption and the Whistle bowler Protection Policies encourage the decision-making whichever is right for all the directors and the employees of the ASX Limited. The employees of the ASX has certified and they entirely understand the policies of the company Environment The ASX Limited is depending on the constitution, which provides service and does not conclude the resources, which is physical or natural and is not included in the manufacture or transport of the products. The risk management framework of the ASX has monitored, accessed, and managed the risks of the surroundings. The approaches for the management of the risk implies the measurement of the activities and its impact; consumption of the material is minimized; the consumables are recycled and re-used; and supports the awareness of the environmental issues. Assessment of the ESG Practices of the ASX The participants of the ASX for the patterns of the ESG have the following external assessment: Carbon Disclosure Project The transparency is providing to the emission of the ASX as well as to the usage of waste and the urine. FTSE4Good Index Series The transparency is providing to the emission of the ASX as well as to the usage of waste and the urine. ASX in the community ASX helps its employee, hence that the employees will be the active supporter and give some contribution to the community program outside the workplace. This calls for the volunteering leave, which provides the payment. The community program of the ASX will allow the employees for supporting the causes and the selections of the charities from the board list of the partners of the charity. The employee contribution is match with the charity partners by the ASX and donates the $153,104 to the 59 charities in the financial year 2016. ASX Thomas Reuters Charity Foundation This Foundation supports the charities like Australia-based children and the medical research with the supporter of the events organized which helps to raise funds with the participation of the financial market and other industries. The finances were raise about $1.6 million and provide to the 59 charities in the financial year 2016 (ASX Ltd, 2016). AMP Limited The AMP was form with the simple thought that every person should be able to controland manage his or her life. To carry out this idea, the AMP Limited has the dedication about 160 years and makes it possible. At present, the AMP Limited has grown and the decades are also changed, but the one thing is still the same that is helping the people to manage and control their life of their own. The AMP Limited is the leading company with having specialization of the wealth managementin the Australia and the New Zealand. The company serves the customer by: . Both could be quite good at giving financial advice; For the individuals there is superannuation, income from the retreat and the other products for the investments; For the business there is services for the retirement fund; for the self management of the super funds there is administration, banking, and the investment services; Life policy, income protection, and the disability; selection of the banking products; Share investment, fixed interest, property, infrastructure, multi-manager, and the multi-assets funds. The products and the services of the AMP Limited In the Australian market, the company leads in: Financial advice Retail superannuation Life insurance of the individuals In the market of the New Zealand, the company leads in: Corporate superannuation Retail funds and the superannuation It is biggest provider of the Kiwi Saver Scheme and the life insurance in the New Zealand. Key facts about the AMP Limited In Australia, AMP Limited has the biggest network for the financial advice and in New Zealand, it has the employed financial advisors about more than 4400. The company manages the assets for the customers about the $215 billion and even more than that. The AMP Limited has the shareholders about the eight-lakh twenty thousands. AMP Limited has the employees about more than 5400 across the world, which helps and supports the financial advisors, customers, and the shareholders. The largest property manager in the Australia is the AMP capital, in which it manages the real estate assets about more than the $18 billion. Advice and the banking AMP provides the products and the services with the supporter of the biggest network of the financial advice in the Australia and the New Zealand. The troupe has also maintained the relationship with the external financial advisors. The network of the financial advice of the AMP Limited involves the financial planning of the AMP, Charter Financial Planning, Hillross IPAC, and SMSF advice, Spicers, Advice First, and the AMP 360. The company creating the financial security for the customers. The clientele of the wholesale superannuation of the AMP Limited provides the services like the superannuation and the insurance to the various companies, which is more than the 50000 and to the 500000 members in the Australia. The AMP Limited with the supporter of the financial advisors network does the distribution of these products. AMP bank is the financial bank, which supplies the residential mortgage, accepts deposits, and the transaction accounts and the products of the SMSF to the customers around 100000. These services are provides with the assistance of the mortgage brokers and the financial advisors of the AMP Limited and with the help of the internet and the phone banking Insurance and the superannuation The leading provider of the superannuation products is the AMP Limited. They help the customers to own their life and provide them the best schemes to achieve their goals. The AMP Limited provides the various products to the client such as the personal risk insurance products for the financial security of the customers. The personal risk insurance products involve life insurance, total and the permanent disability cover, income protection and the trauma cover, which is maintain for the individual or the group superannuation fund. The governance of the self-managed super fund of the AMP Limited supports the individuals and make the design so easy, that the individual will be able to understand and make the own decision regarding the investment about the superannuation. They facilitate the customers by the compliance, audit, tax returns, and update the daily paperwork in the order. The distribution of the merchandise and the services has done by the network of the self-employed financi al advisors and with the help of their relationship with the independent financial advisors. The advisers of the AMP Limited using the technology, which leads to the market like the flagship platform North, which have the variety of the investment options with the capital of the award-winning and the products, which have the income guarantee. Customer solutions The team of the AMP customer solution has focused on the demands of the customers, understands, makes the solutions, and offered so that the customers will meet their needs and that offers take to the market. The customer solution plays the vital role in the outgrowth of the strategies of the enterprise, and planning, and target of the enterprise. The customer solution manages the brand, segment of the customer, marketing strategy, activities of the sales, digital solution, design, and the innovating functions, and embraces the new ventures of the AMP Limited. AMP capital The AMP capital delivers the best results for the investment to the clients and provides the contemporary solution for the fixed income, equities, real land, infrastructure, and the portfolios of the multi-assets. The AMP capital shares the heritage along with the AMP across 160 years. The biggest investment managers in the region of the Asia Pacific are the AMP capital. The AMP capital has grow internationally in the market of Australia and the New Zealand and now also started the operation in the Bahrain, China, Hong Kong, India, Japan, Luxembourg, the United Kingdom, and the United States. The AMP Capital coordinates with the network of the global investment partners, and delivers the insights with the advantage (AMP Ltd, 2016). Financial services guide AMP Life Limited AMP Superannuation Limited AMP Capital Funds Management Limited AMP Bank Limited IPAC asset Management Limited The National Mutual Life Association of Australasia Limited NMMT Limited NM Superannuation Proprietary Limited. AMP Capital AMP Capital investors Limited AMP Capital Funds Management Limited AMP Mutual Funds Management Limited IPAC asset management Limited. Top-down analysis ASX Limited value of AUD 47.78 market capitalization 9.25B shares outstanding 193.6M EPS 2.2 yield 4.15% price movements 1.38% AMP Limited value of AUD 5.37 market capitalization 15853M shares outstanding 2.96B public float 2.96B EPS $0.34 yield 5.21% price movements 0.19% Bottom-up analysis ASX Limited Income statements For the year 2016 $m Revenue listings and issuers services 194.3 trading services 183.8 equity-post-trade services 102 derivatives and OTC market 266.2 interest income 146.3 dividend income 13.1 share of net profit of equity accounted investments 0.9 other 1.7 908.3 expenses staff -101.1 occupancy -14.1 equipment -28.4 administration -29.6 finance costs -86.3 depreciation and the amortization -42.7 -302.2 profit before income tax 606.1 income tax expenses -179.9 net profit for the period attributable to owners of the company 426.2 other comprehensive income items that may be reclassified to profit or loss change in the fair value of available-for-sale financial assets -0.5 change in the fair value of available for sale investments 15.8 change in the fair value for cash flow hedges -1 other comprehensive income for the period, net of tax 14.3 total comprehensive income for the period attributable to owners of the company 440.5 Earnings per share Basic earnings per share(cents per share) 220.4 diluted earnings per share(cents per share) 220.4 Balance sheet For the year ended June 2016 $m current assets cash and funds on deposits 3276.4 available-for-sale financial assets 3796.4 receivables 469.1 prepayments 12.6 total current assets 7554.5 Non-current assets available for sale investments 358.2 equity accounted investments 66.6 intangibles assets-goodwill 2317.6 intangibles assets-software 103.1 property, plant equipments 51.6 total non-current assets 2897.1 total assets 10451.6 current liabilities amounts owning to participants 5888.2 payables 437.8 current tax liabilities 9.9 provisions 14.5 revenue received in advance 16.4 other liabilities total current liabilities 6366.8 non-current liabilities amounts owing to participants 2000 net deferred tax liabilities 51.6 provisions 9 revenue received in advance 0.1 total non-current liabilities 260.7 total liabilities 6627.5 net assets 3824.1 equity issued capital 3027.2 retained earnings 576.9 restricted capital reserve 71.5 asset revaluation reserve 139.7 equity compensation reserve 8.8 total equity 3824.1 Cash flow As on June 2016 $m cash flows from operating activities receipts from customers 801.2 payments to suppliers employees -252.3 548.9 interest received 148 interest paid -85.6 dividends received 13.1 income taxes paid -182 net cash flows from operating activities 442.4 cash flows from investing activities increase/decrease in participants margins and commitments 2146.4 payments for available-for-sale investments -24.4 payments for equity accounted investments payments for other non-current assets -48.4 net cash inflows from investing activities 2073.6 cash flows from financing activities dividends paid -375.6 net cash outflow from financing activities -375.6 net increases/decrease in cash and cash equivalents 2140.4 decrease/increase in the fair value of cash and cash equivalents -2.2 increase in cash and cash equivalents due to the changes in the foreign exchange rate 55.6 cash and cash equivalents at the beginning of the financial report 4879 cash and cash equivalents at the end of the financial period 7072.8 cash and cash equivalents consists of: ASX Group funds 984.6 participants margins and commitments 6088.2 total cash and cash equivalents 7072.8 (ASX Ltd, 2016). Net profit margin 46.97% operating margin 76.21% return on assets 4.61% return on equity 11.24% return on investments 10.52% cash flow per share 0.0242 price/cash flow per share 0.2 book value per share 0.1975 tangibles book value per share 0.0725 current ratio 0.0119 payout ratio 90% AMP Limited Income statement For the June 2016 $m income and expenses of shareholders, policyholders, external unit holders and non-controlling interests life insurance premium and related revenue 1225 fee revenue 1527 other revenue 35 investments gains and losses 2961 share of profit or loss of associates accounted for using the equity method 14 life insurance claims and related expenses -1101 operating expenses -1804 finance costs -116 movements in external unit holders liabilities -313 change in policyholders liabilities life insurance contracts -510 investments contracts -668 income tax(expense) credit -247 profit for the period 963 profit attributable to shareholders of AMP Group Limited 424 profit attributable to non-controlling interests 539 profit for the period 963 Balance sheet As on June 2016 $m assets cash and cash equivalents 6367 receivables 3453 current tax assets inventories and other assets 128 investments financial assets 110,038 investments properties 263 investments in associates accounted for using the equity method 501 property, plant equipment 426 deferred tax assets 507 intangibles 3914 total assets of shareholders of AMP Ltd. 125597 liabilities payables 5741 current tax liabilities 59 provisions 352 other financial liabilities 1261 borrowings 2605 subordinated debts 379 deferred tax liabilities 1779 external unit holders liabilities 12932 life insurance contract liabilities 24139 investments contract liabilities 69282 defined benefit plan liabilities 177 total liabilities of shareholders of AMP Ltd. 118706 net assets 6891 equity contributed equity 6926 reserves -1880 retained earnings 935 total equity 5981 non-controlling interests 910 total equity 6891 Cash flow For the June 2016 $m cash flows from operating activities receipts from customers 801.2 payments to suppliers employees -252.3 548.9 interest received 148 interest paid -85.6 dividends received 13.1 income taxes paid -182 net cash flows from operating activities 442.4 cash flows from investing activities increase/decrease in participants margins and commitments 2146.4 payments for available-for-sale investments -24.4 payments for equity accounted investments payments for other non-current assets -48.4 net cash inflows from investing activities 2073.6 cash flows from financing activities dividends paid -375.6 net cash outflow from financing activities -375.6 net increases/decrease in cash and cash equivalents 2140.4 decrease/increase in the fair value of cash and cash equivalents -2.2 increase in cash and cash equivalents due to the changes in the foreign exchange rate 55.6 cash and cash equivalents at the beginning of the financial report 4879 cash and cash equivalents at the end of the financial period 7072.8 cash and cash equivalents consists of: ASX Group funds 984.6 participants margins and commitments 6088.2 total cash and cash equivalents 7072.8 (AMP Ltd, 2016). Net profit margin 7.80% operating margin 21.80% return on assets 0.71 return on equity 11.64 return on investments 6.93 total debts to total equity 207.5 total debt to total capital 67.48 total debts to total assets 12.65 Conclusion It is concludes from the report that the ASX Limited and the AMP Limited both are performing well and has the good reputation in the market. References ASX.Ltd.(2016).the ASX Group.retrieved on 20 september 2016 from https://www.asx.com.au/about/asx-group.htm ASX.Ltd.(2016).corporate social responsibilities.retrieved on 20 september 2016 from https://www.asx.com.au/about/corporate-social-responsibility.htm AMP.Ltd.(2016).about AMP.retrieved on 20 september 2016 from https://www.amp.com.au/amp/about-amp ASX.(2016).ASX Limited annual report 2016.retrieved on 20 september 2016 from https://www.asx.com.au/documents/investor-relations/asx-annual-report-2016.pdf AMP Ltd.(2016).directors report and financial report for the half year ended 30 june 2016.retrieved on 20 september 2016 from file:///C:/Users/Guest/Downloads/Avis_55407.pdf Jones.D Company.(2016).financials.retrieved on 20 september 2016 from https://quotes.wsj.com/AU/XASX/AMP/financials The Financials Times Ltd.(2016).financials.retrieved on 20 september 2016 from https://markets.ft.com/data/equities/tearsheet/financials?s=ASX:ASX

The Beginners Advantage free essay sample

My sophomore year, my parents encouraged me to join the robotics team. Walking down the hall toward room N172, my mind stirred with excitement. But as I stepped inside the door, I felt like an outcast. Nobody greeted me. My willingness to join a group was not even worth a simple, â€Å"Hi. What’s your name?† As nobody paid the slightest attention to me, I migrated toward five guys in a corner. A mechanical carcass was undergoing surgery. As the older student touched two wires, the machine twitched with a knee jerk reflex. The extrovert in me pushed to overcome my dominant introvert. â€Å"What are you doing here? My name is Jacob. What is yours?† â€Å"Hi. I am Alex. The wires are loose on this ‘bot,† said a smiley red-head. I managed to establish a relationship, but the group presented a hard wall to penetrate. But, the lack of attention on my first entrance did not keep me from attending. We will write a custom essay sample on The Beginners Advantage or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page I continued to come and establish friends. And as years passed, I rose into leadership positions. Because of the experiences I had as a beginner, I have been able to shape the club for the better. By conversing with my peers, I learned they were blind to their rudeness. They had been attending since freshman year and didn’t need a welcome. For a new member walking in, the fear of not knowing anyone is intimidating. So, now I come early and stand near the door. Each member receives a greeting, whether it be a question about their week or a simple â€Å"Hello.† I try my best to remember my teammates names. As a regular attender, it is easy to embrace the norm, but from the nervous thoughts of a novice flow the ideas for a better reality. I remembered my anxious beginnings and helped the team be more inviting.

LEcole dHypocrisie essays

LEcole dHypocrisie essays Moliere, ne en 1622, etait un grand dramaturge comique de la litterature francaise. Ses comdies satiriques ont examin les limites de l'criture, et il a etudiee la nature humaine et a critique la socit francaise du dix-septime sicle. Il a mit en relief les faiblesses humaines, mais ses caracters nont pas perdu leurs realisme au cours des annees. Dans sa piece comique, LEcole des Femmes, Moliere a cree des caracteres qui symbolisent et attaquent beaucoup d'aspects de la socit. Arnolphe, un des caractres principaux dans "LEcole des Femmes, signifie plusieurs des satires du bourgeoisie. Un des aspects de la socit que Moliere critique est le sexism des hommes du bourgeoisie. Arnolphe est un cliche de la bourgeoisie et de ses pretentions aristocratiques. Arnolphe adopte Agnes l'ge tendre et impressionable, quatre ans, et l'lve pour le mariage. Son plan etait de linstruire, pas pour son avancement intellectual, mais de l'instruire pour à ªtre une pouse adapte pour un homme de ce temps. Une pouse devrait à ªtre fidle, et fidle, et fondamentalement stupide. Arnolphe exprime queune, femme qui compose en sait plus quil ne faut,. (v. 94) Toute la ces derniers est des aspects d'une femme facilement influence et commande, qui est ce qui tait idal aux yeux de l'des bourgeois. Arnolphe veut viter une femme habile. (v. 820) Bien que des mariages de cette priode t bass seulement sur l'argent et des alliances, Arnolphe a choisit un autre itinraire galement dgradant. Et celle que jepouse a toute linnocence qui peut sauver mon front de maligne influence,(v. 79) Pour Arnolphe, et les hommes de la...

POLK Surname Meaning and Origin

POLK Surname Meaning and Origin The Polk surname most commonly originated as an abbreviated form of the Scots surname Pollack, Gaelic Pollag, meaning from the little pool, pit or pond. The name derives from the Gaelic word poll, meaning pool. Surname Origin: Scottish Alternate Surname Spellings: POLLACK, POLLOCK, POLLOK, PULK, POCK Where the Polk Surname Is Found The Polk surname is by far the most common in the United States, according to  WorldNames PublicProfiler, especially in the state of Mississippi. Polk is generally common throughout the southern U.S., including also the states of Louisiana, Texas, Arkansas, South Carolina, Tennessee, Alabama, Georgia, North Carolina and the District of Columbia. Outside of the United States, the Polk last name is found most frequently in Canada, Germany (especially Baden Wà ¼rttemberg, Hessen, Sachsen, and Mecklenburg-Vorpommen),  and Poland. Surname distribution data from Forebears  agrees that the Polk surname is found primarily in the United States, but it is actually found in the highest density based on the percentage of the population in Slovakia, where the surname ranks as the 346th most common surname in the nation. It is also somewhat common in Poland, Germany, and the Philippines. Within the United Kingdom, where the name generally originated, it is was most prevalent in Surrey, Devon, and Lancashire during the period 1881–1901. The Polk surname did not make an appearance in 1881 Scotland, however, the original Scottish version Pollack was most common in Lanarkshire, followed by Stirlingshire and Berwickshire. Famous People with the Last Name Polk James K. Polk  - eleventh president of the United StatesBenjamin Polk  - American architect and designerEzekiel Polk  -  American surveyor, soldier, and pioneer; grandfather of President James K. PolkCharles Polk Jr. - American farmer and politician; member of the Federalist Party, followed by the Whig Party Genealogy Resources for the Surname Polk Polk-Pollock DNA Project: Learn more about the history and origins of the Polk surname by joining this Polk Y-DNA surname project. Group members are working to combine DNA testing with traditional genealogy research to learn more about shared Polk ancestors.President James K. Polk Home Museum: About the Polks: Learn about the upbringing and ancestral home of U.S. President James K. Polk, along with the history of his wife Sarah.How to Trace Your Family Tree in England and Wales: Learn how to navigate through the wealth of records available for researching family history in England and Wales with this introductory guide.Presidential Surname Meanings and Origins: Do the surnames of U.S. presidents really have more prestige than your average Smith and Jones? While the proliferance of babies named Tyler, Madison, and Monroe may seem to point in that direction, presidential surnames are really just a cross-section of the American melting pot.  Polk Family Crest - Its Not What You Think : Contrary to what you may hear, there is no such thing as a Polk family crest or coat of arms for the Polk surname.  Coats of arms are granted to individuals, not families, and may rightfully be used only by the uninterrupted male-line descendants of the person to whom the coat of arms was originally granted. FamilySearch - POLK Genealogy: Explore over 440,000 historical records and lineage-linked family trees posted for the Polk surname and its variations on the free FamilySearch website, hosted by the Church of Jesus Christ of Latter-day Saints.Polk Family Genealogy Forum: Search this popular genealogy forum for the Polk surname to find others who might be researching your ancestors, or post your own Polk query.POLK Surname Family Mailing Lists: RootsWeb hosts a free mailing list for researchers of the Polk surname. Post a query about your own Polk ancestors, or search or browse the mailing list archives.DistantCousin.com - POLK Genealogy Family History: Explore free databases and genealogy links for the last name Polk.The Polk Genealogy and Family Tree Page: Browse genealogy records and links to genealogical and historical records for individuals with the popular last name Polk from the website of Genealogy Today. References Cottle, Basil.  Penguin Dictionary of Surnames. Baltimore, MD: Penguin Books, 1967.Dorward, David.  Scottish Surnames. Collins Celtic (Pocket edition), 1998.Fucilla, Joseph.  Our Italian Surnames. Genealogical Publishing Company, 2003.Hanks, Patrick, and Flavia Hodges.  A Dictionary of Surnames. Oxford University Press, 1989.Hanks, Patrick.  Dictionary of American Family Names. Oxford University Press, 2003.Reaney, P.H.  A Dictionary of English Surnames. Oxford University Press, 1997.Smith, Elsdon C.  American Surnames. Genealogical Publishing Company, 1997.

What are Innovation management critical success factors Research Paper

What are Innovation management critical success factors - Research Paper Example Breakthroughs rarely survive without a strong and working decision making model. This model should differ with the model used in incremental innovation (Soni, 2009). It has become increasingly clear that old models rarely work (Trott, 2005). Technology dependent decision making systems have the weakness of failing to engage the vital stakeholders. Automation in decision making causes consensus to be hard to obtain (Aledda, 2010). Therefore, a health decision making system seldom works without a champion who can engage teams and make decisions to enhance mutual progress. Successful organizations that are known to drive innovation in their projects have a blind commitment to the consumer tastes and preferences (Aledda, 2010). They are known to have a slave like dedication to the concerns of the consumers. Innovation management demands that high quality marketing plans and action to be taken with an aim have a higher rate of success with it come to consumer response (Albers, 2004). Market studies show that such products are blessed with double success rates and over 70 per cent high share in the market than those with poor marketing strategies (Palthe, 2006). Therefore, marketing has a place in the management of innovation (Afuah, 2003). A strong customer focus and marketing orientation is noticeably lacking in the modern business conduct what new products launch. Delivering a differentiated product with unique customer benefit with a strong appeal to clients is one of the success factors in innovation. Superior products have a significant influence i n the management of innovation (Morel & Hosni, 2005). It is said to meet customer need in a better way compared to ordinary non competitive products. Superior products have a high success rate and stronger appeal to customers unlike products that lack this ingredient. Not many firms can point to the facets of the new products that show uniqueness of their new products

How do Casinos Guard against Unethical Behavior Term Paper

How do Casinos Guard against Unethical Behavior - Term Paper Example There is also much arguing over whether or not the economic and social effects of casino gambling outweigh the early income that may be generated. And also a casino that upholds any law consistently is working ethically. If the law is no mid entry f shoe, then that law applies to everybody, and imposed on everybody. If that law is only applied to certain group of actors for the casinos personal gluttonous causes then of course that is termed as unethical. By the establishment of state legal action must be taken in opposition to these casinos for the right to not be distinguished in opposition to for using our minds to improve ourselves. And, a business should not be permitted to charge some clients more for the similar product as well, particularly right in front of the two clients at the table. Casinos have all right to be as profitable as possible and achievable, but not by way cheating the particular public. Casinos are faced various unethical problems nowadays. â€Å"The Interna tional Casino Conference (ICC) was created in 2009 by the European Casino Association, in partnership with Clarion Gaming, as a strategic platform for ECA's members, the European and International casino community to meet and discuss, in an intimate format, solutions to key challenges faced by the industry in Europe† (International Casino Conference (ICC), n.d). ... Casinos around the earth face a real challenge in consistently recognizing undesirables, banned persons and self-excluders. These security and regulatory driven needs must function efficiently, yet should incorporate seamlessly into existing processes of the business in a method that origins minimum disruption to other clientele, or the business itself. Failure to precisely recognize these target groups can have an important fiscal impact on a casino, creating the right solution a key constituent of the security toolkit. Unethical practices always create lots of problems in all area of concerns. Proper measures must be taken to overcome all these unethical practice in the Casino industry to working in a good manner. Visimetrics specialize or concentrate in the design, expansion and produce of high-performance recording system of digital video, storage space and organization systems for audio and video surveillance. As a well recognized and extremely appreciated supplier to the casino segment, Visimetrics recognized the demand of these casino sector’s for a solution that would precisely and consistently recognize banned people, self-excluders and even VIPs. After a widespread marketplace trials and research, Visimetrics partnered with various types of face identification expert Omni Perception. Omni Perception’s tactful and world-leading approach to recognizing non-compliant subject matters in any lighting circumstances and in real time made it the perfect solution for this atmosphere. â€Å"Omni Perception’s live facial recognition solution was simple to install, easy to use and gave great results. All the staff at the casino was impressed by its ability to recognize subjects,

Theory That I find Most Appealing Essay Example for Free

Theory That I find Most Appealing Essay Theories are constructed to help in explaining, predicting and mastering phenomena. They are made to be as general as they could be in order for a certain phenomena to fit in. But mostly, there is a great effort in depicting what is there in reality. Like how chemists uses theories to understand chemical reactions, how there is an effort to identify which theory is closest to explaining how the universe took place, there is also theories that are used by those studying humans. Humans are the most unpredictable of all creatures. They could deviate from the norms and mores and traditions etc. that is why it is also essential that we understand them and explain why they act such things by using theories. The personality theory I find most appealing falls under the humanistic approach draws attention to the idea that an individual has immense freedom to know which way to take, whether it may be regarding personal growth, worth identified as one’s own or simply self-fulfillment. With this, I further limited my choice of personality theory to Snygg and Combs’ Theory of Motivation. Theory of Motivation explains that there is a basic need in each and every one of us to preserve and enhance our phenomenal self. Phenomenal self is defined as the person’s own view of himself or herself. This view explains a certain behavior by the way it was acquired by a person as s/he goes through his/her life. The experiences s/he gains and his/her conscious mind works on having a certain behavior. This theory does not take into consideration the subconscious mind like Freud does. This theory also explains that a person maintains or pushes for a better personality as s/he goes through life. Thus this makes one fully conscious of what processes one underwent and the effects it did to his/her personality. A person’s view is said to be developed over and over as s/he continuously journey through life but is limited by her/his way of seeing things by her/his previous experiences and the kind of socialization s/he was given upon growing up. Basically, this theory has the decency of realizing that a person isnot dictated by simply wants or needs or emotions or his/her subconscious mind that s/he cannot control what s/he should do. This theory recognizes the fact that a person could choose what to do with his/her life. But this theory fails to acknowledge that a person could be affected by his/her surroundings in making a sound choice or decision. Say, one is definitely against abortion, but growing up poor and seeing your parents crawling on fours just for you to have a descent life, just so you could finish college would give you a dilemma. To think twice whether you should abort that child given your circumstances or push for it despite the laid down consequences. But what is nice about this theory is that it sees a potential in human that just by having the ability to asses ourselves and the previous experiences we garnered we could be able to further upgrade ourselves. Just like a robot that is reprogrammed in a way that suits the present situations and having a wider scope of abilities. I guess, this theory backs up the clichà © that â€Å"experience is the best teacher†. And it gives a little efficiency by saying that we also learn by how we are brought up. Our lifetime is not enough to experience and learn from all the mistakes we could and should commit just to learn something new. That is why we should also learn from the mistakes of others. Weighing what is right and wrong, a perfect blend of emotion and rationality will definitely bring us to the right direction. theory. (2007). Wikipedia. Retrieved June 05, 2007, from Wikipedia The Free Encyclopedia: http://en.wikipedia.org/wiki/Theory snygg and combs. (2007). Brainmeta. Retrieved June 05, 2007, from Brainmeta: http://brainmeta.com/personality/snyggcombs.php humanistic approach. (2007). The Psi Cafà ©. Retrieved June 05, 2007, from The Psi Cafà © A Psychology Resource Site: http://www.psy.pdx.edu/PsiCafe/KeyTheorists/HumApp.htm snygg and combs. (2007). Social-Psychology. Retrieved June 05, 2007, from Social-Psychology: http://www.social-psychology.de/do/pt_snyggcombs.pdf

Madness and Insanity in Shakespeares Hamlet - Insanity in Hamlet Essay

Insanity in Hamlet  Ã‚        Ã‚  Ã‚   A consideration of the madness of the hero Hamlet within the Shakespearean drama of the same name, shows that his feigned madness sometimes borders on real madness, but probably only coincidentally.    Hamlet’s conversation with Claudius is insane to the latter. Lawrence Danson in â€Å"Tragic Alphabet† describes how Hamlet’s use of the syllogism is pure madness to the king:    What Hamlet shows by his use of the syllogism is that nothing secure can rest on the falsehood that masquerades as the royal order of Denmark. From Claudius’s point of view, however, the syllogism is simply mad: its logic is part of Hamlet’s â€Å"antic disposition.† Sane men know, after all, that â€Å"man and wife is one flesh† only in a metaphoric or symbolic sense; they know that only a madman would look for literal truth in linguistic conventions. And Claudius is right that such â€Å"madness in great ones must not unwatched go† (III.i.end). For the madman, precisely because he does not accept society’s compromises and because he explores its conventions for meanings they cannot bear, exposes the flaws which â€Å"normal† society keeps hidden (70).    Phyllis Abrahms and Alan Brody in â€Å"Hamlet and the Elizabethan Revenge Tragedy Formula† consider the madness of the hero to be completely feigned and not real:    Hamlet is a masterpiece not because it conforms to a set of conventions but because it takes those conventions and transmutes them into the pure gold of vital, relevant meaning. Hamlet’s feigned madness, for instance, becomes the touchstone for an illumination of the mysterious nature of sanity itself (44-45).    Hamlet’s first words in the play say that Claudius is "A little more than kin and less ... ...y Martin). On Some of Shakespeare's Female Characters. 6th ed. London: William Blackwood and Sons, 1899.    Felperin, Howard. â€Å"O’erdoing Termagant.† Modern Critical Interpretations: Hamlet. Ed. Harold Bloom. New York: Chelsea House, 1986. Rpt. of â€Å"O’erdoing Termagant: An Approach to Shakespearean Mimesis.† The Yale Review 63, no.3 (Spring 1974).    Foakes, R.A.. â€Å"The Play’s Courtly Setting.† Readings on Hamlet. Ed. Don Nardo. San Diego: Greenhaven Press, 1999. Rpt. of â€Å"Hamlet and the Court of Elsinore.† Shakespeare Survey: An Annual Survey of Shakespearean Study and Production. No. 9. Ed. Allardyce Nicoll. Cambridge, Eng.: Cambridge University Press, 1956.    Shakespeare, William. The Tragedy of Hamlet, Prince of Denmark. Massachusetts Institute of Technology. 1995. http://www.chemicool.com/Shakespeare/hamlet/full.html No line nos.      

Sonny’s Blues

â€Å"Sonny’s Blues† by James Baldwin Internal and External conflicts Sonny is a young boy from Harlem struggling with his addiction to heroin and is eventually sent to jail for it. The Narrator, Sonny’s older brother is a high school Algebra teacher who loses connection with Sonny and does not realize where Sonny is till he reads in the newspaper about Sonny being imprisoned. During Sonny’s journey to get back on his feet once he incurs internal and external conflicts along the way.The series of events leading to Sonny getting back into the real world is really a struggle for him. He tries to find out who he really is and what he should be doing with his life, however along the way it’s not as easy as he would like. With external forces trying to tell him what he should do, such as: His brother, his Mother, and his sister in law’s Mother. His older brother allows him to stay with him until he graduates from college even though that’s not where Sonny’s passion is at. Sonny soon discovers his love for music, Jazz music, and practices every day his piano.This stirs conflict in the house hold because they soon grow tired of Sonny’s constant practicing. However there are also internal forces effecting the decisions that Sonny makes along the way as well, such as: Fighting his drug abuse, finding himself in what he wants to do , and his love for playing Jazz music on the piano. When the narrator finds out that Sonny wants to become a Jazz pianist he is against it and rather Sonny go to school, because the narrator doesn’t think Sonny can make it in the music industry or that there is no future playing Jazz Music.The Narrator and Sonny’s Mother is also and external force because she influenced Sonny’s living situation. Before the Mothers passing she had a conversation with the narrator telling him to watch out, and take care of Sonny. Flashing back to when their Father was alive, he t oo had a Brother and was killed by a car full of white men that never even bothered to stop. After that event it had their Father all shaken up. And lastly another external force depicted in the story is Sonny’s sister in law’s Mother.When he was supposed to be going to school he would skip much of the time. Sonny got sent multiple truancy letters and would just hide them. It was then that Sonny’s sister in law’s Mother found one and confronted Sonny about it he told her that he had been going to Greenwich  Village hanging out with musicians. It was then that Sonny saw what a burden he had been on the family and decided to join the Navy. Some of the internal conflicts depicted in the story also had a great deal on the decisions Sonny made as well.One of the main ones would be his drug abuse and addiction to Heroin, which is what landed him in jail in the first place and made his life take the course that it did. Him wanting to find himself also had a gr eat influence on the decisions that he made along the way, such as: Getting lost in his addiction, going to College, hanging out at Greenwich Village to hang out with musicians, and going to the Navy. Lastly, a final internal conflict with Sonny is his love for playing Jazz music on the piano.This is what drives him the most and realizes it’s what makes him tick and motivated. Practicing countless hours at a time and joining a band at the Village shows how dedicated he was to his dream. Sonny didn’t allow others to make the decision on what he was going to do in the end and just followed his heart because it was what he loved. At Greenwich Village Sonny was a respected musician and many knew him, ultimately it is where he belonged all along.It’s all of the internal and external conflicts depicted in the story that kept Sonny going. Whether it be the Narrator, Sonny’s Mother, the Sister in law’s Mother, his addiction to Heroin, him wanting to find h imself, or his love for playing Jazz music on the Piano. I believe that if it weren’t for all these different forces being presented in Sonny’s life, he wouldn’t have turned into the successful musician that he turned out to be in the end. Sonny’s Blues â€Å"Sonny’s Blues† by James Baldwin Internal and External conflicts Sonny is a young boy from Harlem struggling with his addiction to heroin and is eventually sent to jail for it. The Narrator, Sonny’s older brother is a high school Algebra teacher who loses connection with Sonny and does not realize where Sonny is till he reads in the newspaper about Sonny being imprisoned. During Sonny’s journey to get back on his feet once he incurs internal and external conflicts along the way.The series of events leading to Sonny getting back into the real world is really a struggle for him. He tries to find out who he really is and what he should be doing with his life, however along the way it’s not as easy as he would like. With external forces trying to tell him what he should do, such as: His brother, his Mother, and his sister in law’s Mother. His older brother allows him to stay with him until he graduates from college even though that’s not where Sonny’s passion is at. Sonny soon discovers his love for music, Jazz music, and practices every day his piano.This stirs conflict in the house hold because they soon grow tired of Sonny’s constant practicing. However there are also internal forces effecting the decisions that Sonny makes along the way as well, such as: Fighting his drug abuse, finding himself in what he wants to do , and his love for playing Jazz music on the piano. When the narrator finds out that Sonny wants to become a Jazz pianist he is against it and rather Sonny go to school, because the narrator doesn’t think Sonny can make it in the music industry or that there is no future playing Jazz Music.The Narrator and Sonny’s Mother is also and external force because she influenced Sonny’s living situation. Before the Mothers passing she had a conversation with the narrator telling him to watch out, and take care of Sonny. Flashing back to when their Father was alive, he t oo had a Brother and was killed by a car full of white men that never even bothered to stop. After that event it had their Father all shaken up. And lastly another external force depicted in the story is Sonny’s sister in law’s Mother.When he was supposed to be going to school he would skip much of the time. Sonny got sent multiple truancy letters and would just hide them. It was then that Sonny’s sister in law’s Mother found one and confronted Sonny about it he told her that he had been going to Greenwich  Village hanging out with musicians. It was then that Sonny saw what a burden he had been on the family and decided to join the Navy. Some of the internal conflicts depicted in the story also had a great deal on the decisions Sonny made as well.One of the main ones would be his drug abuse and addiction to Heroin, which is what landed him in jail in the first place and made his life take the course that it did. Him wanting to find himself also had a gr eat influence on the decisions that he made along the way, such as: Getting lost in his addiction, going to College, hanging out at Greenwich Village to hang out with musicians, and going to the Navy. Lastly, a final internal conflict with Sonny is his love for playing Jazz music on the piano.This is what drives him the most and realizes it’s what makes him tick and motivated. Practicing countless hours at a time and joining a band at the Village shows how dedicated he was to his dream. Sonny didn’t allow others to make the decision on what he was going to do in the end and just followed his heart because it was what he loved. At Greenwich Village Sonny was a respected musician and many knew him, ultimately it is where he belonged all along.It’s all of the internal and external conflicts depicted in the story that kept Sonny going. Whether it be the Narrator, Sonny’s Mother, the Sister in law’s Mother, his addiction to Heroin, him wanting to find h imself, or his love for playing Jazz music on the Piano. I believe that if it weren’t for all these different forces being presented in Sonny’s life, he wouldn’t have turned into the successful musician that he turned out to be in the end.

Assignments Physical Activity, Disease and Public Health

Obesity is becoming a leading killer disease in the world. The changing nature of life has led to change in lifestyle which has led to increased cases of lifestyle diseases.   It is estimated that more than half of the population of United States is obese or overweight.However epidemiological studies show ethnic and racial dimension with regard to prevalence of obesity in the population. African Americans especially African American women have a higher prevalence of obesity compared to other races.There are many genetic and environmental factors which have been predisposing African Americans to increased cases of obesity. Obesity does not only affect health and social life of the individual but it is also a gateway to development of many other chronic illnesses.   If not well managed, obesity leads to other terminal illnesses like diabetes, cardiovascular diseases and others.Change in diet and tendency towards a sedentary lifestyle have been identified as the leading causes of ob esity all over the world.   The increasing prevalence of obesity in the population has been correlated with myriad of environmental, behavioral, physiological, and genetic factors.   Attenuated metabolic response to the exposures in the environmental combined with a number of predisposing factors and low level of energy expenditure leads to   positive energy balance which increases body weight.Several researches have underpinned the importance of diet modification and exercise in reducing body weight. However the emphasis has been mainly on diet modification with less attention on the role of exercises. Regular exercises can help to burn the excess body fats leading to reduction of obesity.In this study we are going to review a number of studies which have looked into the role of exercise in the management of obesity. The study   review a total of 10 studies from American Journal of Nutrition, JAMA, British Journal of Sports Medicine, and many   other renown medical sites. The key search words used include obesity, African Americans, Body Mass Index, and physical activitiesObesityObesity is one of the growing health problems in the world. Since the mid 20th century, the number of obese individuals in the population has been growing at an alarming rate due to the changing nature of our life.   The high prevalence of overweight and obesity is a great concern for adults, children, and adolescents not only in the United States but also in the rest of the world.  Obesity can be defined as increase in body weight due to accumulation of fat tissues. Individual weight status is usually determined by the Body Mass Index, which is a ratio of individual’s weight to height.   Body mass index has been shown as one of the most effective tools to assess the level of risk from individual weight. Obesity can be described as accumulation of fast on the body due to a positive energy balance.The food we eat is used up for body metabolism processes and the r est is stored as fats in the body adipose tissues.   If we eat too much and engage in fewer exercises, there is that energy balance in the body that is converted to fat.   Therefore the more we eat or the higher calorie foods that we eat, the more we gain weight and we end up being obese.According to the body mass index measure, a health individual should have a BMI of 18.5 – 24.9 kg/m2. The following table shows the classification of BMI and the body weight status.

Free Essays on Pro Prostitution

Pro-Prostitution It is rather odd to think how one of the world’s oldest professions is found as something of an illegal and harmful nature. For some, including myself, prostitution is considered mala prohibita or victimless crime, whereas others lobby to their local legislature to rid prostitution forever. What these people do not realize is that the problem of prostitution only exists in a non-legal setting. By allowing prostitution you will not only clean up the streets but you will inevitably have a safer and healthier environment. However, in order to establish my points on the benefits of prostitution, I must first present the negative effects of prostitution. This way you could clearly see why legalizing it would benefit society as a whole. First and foremost, non-legal prostitution is often found in the slums of big cities, where many of the young women feel forced into the profession because of hard economic conditions. A large percentage of these women are sadly hooked on drugs and end up trading sex to get high. If the poverty and the drug life aren’t bad enough, the women get to look forward to working for a pimp who eventually beats them and takes most of their hard earned money. Also, sexually transmitted disease is a huge topic of interest when it comes to non-legal prostitution. Sexual activities that take place are often not regulated nor are the women who provide the service. Many of these women carry condoms but they are rarely used due to the customer paying extra or pure neglect. Another problem, which is a common occurrence regarding prostitution, is rape where these women have no protection from the man or the diseases he might be carrying. The police try to crack down by arresting prostit utes quite often, but usually they are let out the same day with a small fine. That same night, the women are right back on the street. Recently police are taking a different line of action where they arre... Free Essays on Pro Prostitution Free Essays on Pro Prostitution Pro-Prostitution It is rather odd to think how one of the world’s oldest professions is found as something of an illegal and harmful nature. For some, including myself, prostitution is considered mala prohibita or victimless crime, whereas others lobby to their local legislature to rid prostitution forever. What these people do not realize is that the problem of prostitution only exists in a non-legal setting. By allowing prostitution you will not only clean up the streets but you will inevitably have a safer and healthier environment. However, in order to establish my points on the benefits of prostitution, I must first present the negative effects of prostitution. This way you could clearly see why legalizing it would benefit society as a whole. First and foremost, non-legal prostitution is often found in the slums of big cities, where many of the young women feel forced into the profession because of hard economic conditions. A large percentage of these women are sadly hooked on drugs and end up trading sex to get high. If the poverty and the drug life aren’t bad enough, the women get to look forward to working for a pimp who eventually beats them and takes most of their hard earned money. Also, sexually transmitted disease is a huge topic of interest when it comes to non-legal prostitution. Sexual activities that take place are often not regulated nor are the women who provide the service. Many of these women carry condoms but they are rarely used due to the customer paying extra or pure neglect. Another problem, which is a common occurrence regarding prostitution, is rape where these women have no protection from the man or the diseases he might be carrying. The police try to crack down by arresting prostit utes quite often, but usually they are let out the same day with a small fine. That same night, the women are right back on the street. Recently police are taking a different line of action where they arre...

What Is AP Self-Study Should You Do It

What Is AP Self-Study Should You Do It SAT / ACT Prep Online Guides and Tips Did you know that you don’t have to take an AP course to take the associated exam? Some people think this means all they need is a prep book, the registration fee, a pencil, and a dream. Are they right? In this article I will go over all the essentials of self-studying for AP exams: what it means, why people self-study, whether or not you should self-study, and five important tips for any self-studier. What Is AP Self-Study? As you might infer, AP self-study is when you study the material for an AP exam independently instead of taking the course associated with the exam. For some people, this takes the form of what is essentially a self-organized independent study. Others just grab a prep book a month before the exam, blaze through it, and hope for the best. Some people taking an honors level of a class, like biology or US history, decide to do extra studying so they can take the AP. (I did that myself with APUSH.) Still others self-study AP course material because they already have a deep level of knowledge in a subject and taking a course would be repetitive. This is common for people who are high-level speakers of one of the languages offered by the AP exam. They still need to study to familiarize themselves with the exam and brush up on their grammar, but it obviously wouldn’t make sense to take an entire course in a language they speak fluently! Why People Self-Study AP Material There are a few reasons people might decide to study for an AP exam on their own instead of taking a course. It could be because their school doesn’t offer a particular AP course they are interested in, or any AP courses at all. It might be because they don’t have room in their schedule for another AP course, but they still want to get as much AP credit as possible. This is common among people self-studying the more content-light AP exams like AP Human Geography or AP Environmental Science. Similarly, students sometimes feel that they can cover ground more quickly on their own than in the classroom. This may be especially true if they already have a certain baseline level of knowledge in the subject, like in a foreign language. Essentially, people self-study when they either can’t or don’t want to take the AP course associated with the exam, but believe they can still do well on the test through some amount of work on their own. This man is self-studying the river. Good idea? You decide. Should You Self-Study for an AP? Whether or not self-studying is the right approach for you depends on five key factors. #1: The AP Exam You Want To Self-Study The material you are considering self-studying makes a big difference here. It’s one thing to self-study AP Psychology, and quite another to try to self-study AP Chem. The more demanding the coursework is in the classroom, the less sense it makes to try to learn the material yourself. People in classes like AP Calculus, Physics, and Chemistry have a hard time getting 5s on the exam even when they take the course, so it’s not really feasible to expect you’ll be able to learn the material yourself. On the other hand, AP Psychology, AP Environmental Science, and AP Human Geography are frequently self-studied because the course doesn’t cover enormous amounts of complex material. See my article on the best AP exams for self-studyfor more info. #2: How Much Time You Have For Studying Assuming you’ve chosen a reasonable AP to self-study, the next main concern is, will you have time to study the material on your own? If you’re taking a challenging course load and have a slate of time-consuming extracurriculars, it might not make a ton of sense to try to study for a demanding exam on top of all of that. If, on the other hand, you already have late arrival and early dismissal built into your senior spring schedule and you just want to see if you can get some extra credits for college with exams, self-study could be for you. #3: Your Studying Motivation Level Even if you have enough time, you need to consider if you are self-motivated enough to do the extra studying. It’s important to be honest with yourself before you register for the exam. If you think it’s more likely that you’ll volunteer to clean the bathroom for your dad than to crack open a textbook with no one there to check your progress, AP self-study may not be a particularly useful or beneficial approach for you. #4: Your Ability to Stay on Track Similarly, if you think you won’t be able to keep on a relatively stable prep schedule, it may not make much sense for you to self-study. If you know you’re the kind of person who keeps a New Year’s resolution very diligently for about six weeks and then completely falls off the wagon, it might be difficult for you to stay on a self-study schedule. If you get too far behind, trying to cram to catch up will be very stressful. If you feel you really need some level of accountability to get work done for an AP on your own, you might consider taking an AP course online. In general, you will have weekly deadlines for the course, which may help motivate you to stay on track and actually learn the material. #5: Access to Study Material A final thing to consider before you commit to the self-study route is whether or not you have access to high-quality material for studying. As useful as a copy of the Princeton Review can be for AP prep, you’ll have a much easier time prepping for the exam if you have a variety of resources available to you: you’ll want practice problems or questions, maybe some explanatory videos, possibly a copy of an up-to-date textbook from your library, and so on. So before you decide to self-study, you may want to do some research to make sure there are adequate high-quality resources available for you to learn the material. If all of your textbooks did this, you would ace every exam. 5Key Tips for Effective Self-Studying Once you've decided to self-study for an AP, you might be wondering how exactly you should go about it. I've laid out five important practices that will maximize your self-study success. #1: Stay On Track The most important thing you can do for yourself when self-studying is to stay on track. Learning the material throughout the year will make you much less stressed in the months and weeks leading up to the exam. #2: Make a Schedule To help you stay on track, I advise you to make a study schedule and stick to it! This means you should both have a general plan of how much material you will cover every week or month, and that you will have consistent, scheduled times to learn the material and prepare. Of course it might take you a little longer or shorter to learn some material, so you can adjust your schedule as you go, but you’ll be much more successful with a plan of attack for learning all the material. #3: Find the Best Material Try to read reviews of any study resources before you commit to using them, especially before you spend money on them. You want to make sure that any material you use is actually relevant to what’s tested on the exam, and that other students have found it helpful. #4: Take Practice Tests Be sure to take practice tests! This is probably even more important for self-study students than for students taking a regular class, because the syllabus for regular AP classes have to be approved by the College Board. You’ll be flying by the seat of your pants in some respects, so practice tests will really help you gauge what you still need to learn and where you still have gaps. Of course, you want to use as many official College Board tests as you can, but these are somewhat limited, so if using non-College Board material, be sure to carefully read reviews. #5: Register for the Exam Make sure you register for the test! This probably seems really obvious, but it’s easy to forget, especially when you don’t have a teacher to remind you to turn in the form! You’ll need to talk to your school’s AP exam coordinator about registering for the exam. This takes place early to midway through the second semester for most schools. If you are self-studying because your school doesn’t have AP exams, your school won’t have an AP coordinator. Never fear! You can still take your exams at a school close to you that offers the tests. Here's how: By March 1st of the year you want to test, you will need to get in touch with AP Services. You can contact them by phone, e-mail, or fax. Phone (domestic): 888-225-5427 Phone (international): 212-632-1780 E-mail: apstudents@info.collegeboard.org Fax: 610-290-8979 AP services will give the phone number for local AP coordinators from schools who are willing to test students from other schools.You will need to call the AP coordinator of a local school by March 15th at the latest to make testing arrangements. Go forth and conquer, you majestic self-studying unicorn. Final Thoughts on AP Self-Study Can you take an AP exam without taking the course? YES! Studying on your own for an AP exam is a viable course of action if it doesn’t make sense to take the course, and it is definitely possible to get a five. You just need to choose the exam wisely, make sure you are diligent about studying, and use high-quality, relevant study material. So you probably do need more than a prep book and a dream, but you can definitely succeed at self-studying for APs! What's Next? Trying to decide what AP class to self-study? Look at our complete list of AP classes and exams. If you're self-studying AP US History, look at our expert review of APUSH textbooks. For AP Psychology self-studying, see our comprehensive list of practice exams. Self-studying AP Bio? We have a list of every AP Biology practice test available. Taking the SAT or ACT? Check out our expert advice on the pros and cons of all the popular study methods. Want to improve your SAT score by 160 points or your ACT score by 4 points?We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

Why was Japan so unsuccessful in solving the problem of deflation over Essay

Why was Japan so unsuccessful in solving the problem of deflation over the past decade - Essay Example On 29 December 1989, the Nikkei peaked at 38, 916 after a five year return of 237%. The rate in June of 2008 was at 14, 354 which is a startling 63% lower than the 1989 figure (Harrison 2008). According to the International Monetary Fund (2006), Japan was experiencing recovery from its previous declining position, but by 2009, the International Monetary fund showed recognition that the economic downturn of 2008 had stifled progress and the deflation was still a pervasive issue. As Shown in the graph examples in figure 1, both the real estate market and the stock market have shown steady deflationary trends since 1990. There have been a series of attempts to remedy the problem of deflation in Japan. These attempts include fiscal expansion, reduction of interest rates, Yen depreciation, and finally a zero interest rate program followed by a quantitative expansion program (Greenwood 2010). Unfortunately, these programs have all been ineffective in providing relief from the ongoing deflationary period. Greenwood (2010) states that the lack of recovery is due to poor political and economic leadership, an unwillingness to adopt unorthodox strategies, mistakes at the technical level, and the appearance of a â€Å"balance sheet recession†. An expansionary fiscal policy adopted by a government is marked by measures that are taken in order to create increased economic stabilization through governmental policies intended to create economic stimulus. In 1981, Yasuhiro Nakisone, Prime Minister of Japan, instituted polices that were stringent for the Japanese economy. However, by 1986, Naksone believed that these policies would require some adjustment in order to avert the looming crisis. A private advisory group headed by Bank of Japan Chairman Maekawa Haruo and commissioned by Nakisone submitted a report commonly referred to as the Maekawa Report which states that the Japanese economic policies and

The Effects of Migration on the Labor Market in Bucharest Research Paper

The Effects of Migration on the Labor Market in Bucharest - Research Paper Example This research will also be descriptive and explanatory because descriptive data will be collected from the internet, businesses, individuals and journals on the subject area. The effects of migration on the labour market in Romania are an interesting topic for discussion, given the country's recent accession into the European Union (EU) in 2007 (Kotzeva and Pauna 2006). For instance, Romania is considered to have a high percentage of low-cost labour, which would affect other EU members' labour markets (Kotzeva and Pauna 2006), however, the greater issue is that of the highly skilled market. It's accession into the EU also meant that the labour market in Romania had to become flexible in order to meet market demands and development (Kotzeva and Pauna 2006), but this was a task on its own given the low cost base. Between the years 2000 and 2004, Romania experienced an increase in unemployment of 5% which was attributed to its policies of limiting real wage adjustment at a time of employment decline (Kotzeva and Pauna 2006). ... This increase in unemployment could be attributed to the non-employment of various groups within the community, such as women and those in their old age. For instance, in the UK and other countries it is widely accepted that women make up the bulk of the part time working industry. However, the World Bank (2004) reports that the participation of women in the labour market, has declined due to feeling discouraged with the lack of employment opportunities. This demonstrates that the labour market in Romania, is probably one which caters for a select few. In addition to this, the labour market is threatened with decline as Romania is experiencing a negative population trend (World Bank 2004) which further depletes the labour pool. This brief background to Romania's labour market is particularly important for studies into the hotel and hospitality industry which are labour intensive industries. The hotel industry will depend largely on the tourist potential of Romania, which it already has, in the form of protected national parks, the Black Sea coast and other eco-heritage sites. However, the flow of tourists to the country is low (Pop et al 2007) which means that the hotel industry is not operating at its peak capacity. The implications this has for labour is that, more employees are made redundant, as well as job positions due to a long-term decline in business. The other implication is that, the hotel industry ceases to become a desirable employment destination. It can be argued that other countries have periods of low activity and low hotel occupancy, however, the hotel industry thrives in other countries because of the level of

Student Learning Environment & Scoring Rubric Essay

Student Learning Environment & Scoring Rubric - Essay Example Design of a rubric can be cumbersome but rewarding and useful. Today's Baccalaureate program in nursing seeks to provide leaders in nursing. This is a program that is needed in the 21st century, at a time when the world is expecting a tremendous number of patients as well as many chronic diseases. There are many challenges and at this point, there is a great shortage of nurses, therefore those who lead will need every innovation that they can find. This will include the ability to apply standards and assure core competencies, as well as teaching and mentoring newer nurses. This paper will examine the core competencies for this program and determine and determine how a nurse educator might achieve the learning environment that works (AACN, 1). According to the American Association of Colleges for Nursing, there are nine essentials that should be accomplished by the end of one's nursing program. These include, liberal education for the generalist, basic organizational and systems leadership, scholarship for evidence based practice, information management and application of patient care technology, health care policy, finance, and regulatory environments, interprofessional communication and collaboration for improving patient health outcomes, clinical prevention and population health, professionalism and professional values, and generalist nursing practice. These competencies are stated slightly differently but supported by the NLNAC and nurse educators. This paper will choose to discuss scholarship for evidence based practice, interprofessional communication and collaboration for improving patient health outcomes, and the baccalaureate generalist nursing practice. The AACN has determined that professional nursing should be supported by an evidence based practice. This includes identification of issues that affect practice as well as integration of evidence and evaluation of the outcome of that integration. Baccalaureate education should provide the tools for the graduate nurse to be prepared to use evidence based practice. This include the research process, clinical judgment, and interpersonal prospective (AACN, 1). Effective communication and collaboration among professionals in practice is essential in care today. Patient centered care has been proven by many studies to be effective an quality care (Kautz, Kuiper, Pesut, 2005). Interprofessional communication supports patient centered care, therefore interprofessional education where it involves evidence base or communication becomes an essential part of any Baccalaureate Nurse education. Learning to educate as well as communicate allows the nurse to introduce new practices more easily (IPMG, 6). Baccalaureate generalist nursing practice is essential because the overall program generally learned is completed with practice focused outcomes. This brings together the knowledge, skills, and attitudes that are learned in all of the other essential practices. It allows the nurse to understand individuals, families, groups, communities, and populations in many different settings (AACN, 2009). In providing care, the nurse must be compassionate, well informed in evidence based practice, and well aware of how to conduct nursing research to meet this essential. Clinical reasoning should be evident in this nurse and she should

Why Has Evians Us Market Share Continually Decreased Marketing Essay

Why Has Evians Us Market Share Continually Decreased Marketing Essay To begin with, the customer indifference is one of the main factors to be considered. Compared with the colas, Evian is premium price bottled water, and it is failed to realise that customers in different regions will make different reactions according to their preferences. In Europe, customers accept the types of bottled water and pay a premium for the Evian brand gladly. By contrast, in the U.S. water market, customers place little value on this premium and the cheapest bottled water is always selected in stores. Danone does not satisfy the US customers needs, and therefore, the decreasing demand for Evian in the US water market will affect its market share. Secondly, Danone is weak of the distribution capability. On one hand, Danone mastered its direct-to-store delivery system well, but the distribution strategy is not suitable for the U.S. water market. The U.S. water market needs a giant colarun distribution network which includes access to rented stored shelves. On the other hand, the colas and other water brands all have good distribution capabilities, while Danone is inferior. It is rarely to see Evian locate in such points of sale for bottled water, like vending machines, groceries, stores, street vendors, convenience outlets, and etc. Therefore, the distribution deficiencies will lead Danone in a low volume in the US water market. Thirdly, pricing is another factor which should be considered. The colas resource mostly comes from local tap water, so the initial cost of the colas is lower, and it is priced at an appropriate level. In contrast, Evian Nature Spring Water comes from French Alps, so the initial cost of Evian is high, and it is priced at a premium level. In consequence, higher price of the bottled water may not be accepted by the U.S. customers, then the market share dwindles. Finally, it is seems that Danone is lack of advertising. In evaluating Danones strategy for gaining U.S. market share, present the positives and negatives for remaining a single enterprise entity and going it alone. Danones strategy to go it alone in the U.S. water market has the positives and negatives. Danones go it alone U.S. water market strategy means that Evian becomes a niche product brand, and its price keeps at a premium level. Under the strategy, Evian can extend its brand to a global extent with a healthy edge, and also can protect its unique Glacier brand effectively. Besides these, it can create business opportunities in the U.S. water market, and increase its marginal revenue for Danone as well. However, because of the premium price of the Evians bottled water, Evian may hold lower market share in low volume in the U.S. water market, compared with the lower price water brands. Another Danones go-it-alone U.S. water market strategy is that taking over local-source spring water enterprise. After acquisition, it is clear that Danone can get source locally rather than from France, therefore Danone can reduce the costs, and it will be more competitive against Nestlà © and the colas for market share in the high volume and price-driven market. Another advantage under this strategy is that Danone can build-out its lines production and distribution after acquisitions. However, there are also some problems after acquisition. The strategy here will need a large amount of money to invest from Danone, and the return on the investment will need a long period to get the money back. Given Evians lack of success in the US market, what would be the ramifications of Danone exiting the U.S. bottled water market altogether? Compared with other water brands, Evian is premium price bottled water, and it is failed to realise that customers in the U.S. water market prefer to choose cheaper bottled water, not like the customers preferences in Europe. Therefore, the low volume of Evians bottled water sale may lead to the decreasing market share and Evians lack of success in the U.S. market. As a consequence of this condition, Danones get out of the U.S. Market strategy may make some ramifications. If Danone exit the U.S. bottled water market, Danone may lose the business opportunities in the U.S. market, and may lose much more market share in such a large market as well. Besides, Danone will probably run counter to its global marketing strategy, and it will not drive Danones global sales and extension of global brand. Furthermore, Danone will save the entry expenditures if exiting from the U.S. market, and it can invest on the market where the glacier premium is recognized and also gain the market share from those countries.