The Rights Of The United States - 1203 Words

Every human is born into this world as an equal. We as Americans believe that everyone deserves and are entitled to the same rights as anyone else. But are there exceptions to the rights of citizens? Are there times when it is acceptable for citizens to be denied rights? Throughout history most nations have had some sort laws in place regarding the defense of the nation. The United States being no different, has undergone several changes throughout the course of our country’s history in regards to the rights of citizens that serve. For example in 1948 President Truman signed an Executive Order desegregating the military. Similarly, this past December Defense Secretary Ashton Carter removed a formal ban forbidding women from serve in direct combat roles. But is this a move that strengthens equality among those who serve our country, or is it merely an illusion of equality that weakens our military. This is the question we will attempt to answer. Let us first examine whether thi s act truly does create equality in the military. Women have been prevented from participating in combat roles since 1948. This act without a doubt puts women on a more equal shelf with the men they serve with, allowing them to serve in any job including infantry as well as special operations. An issue that is overlooked is that women and men are still not equals in all aspects of the military. In fact, there are many blatant segregations from men and women in the military. So then why are there notShow MoreRelatedThe Rights Of The United States851 Words   |  4 Pagesfounding fathers established the United States of America constitution, made up of twenty-seven amendments, at the constitutional convention. Fourteen years later, two-thirds majority of the state ratification, necessary to make it legal, ratified the Bill of Rights. As part of the constitution, we have individual rights. These rights include life, liberty, and the pursuit of happiness. With this, people from all aro und the world who come into the U.S, have the same rights as the citizens of the U.S.Read MoreThe Rights Of The United States1690 Words   |  7 Pagesmost important rights of American people. Liberty is understood as a basic right of freedom to which everyone can engage in certain actions without control or interference by a government or other power. Based on that principle, selective incorporation is a process of constitutional law in which some provisions of the Bill of Rights are nationalized to the states through the nationalization of Fourteenth Amendment, so citizens of the U.S. are ascertained to have protection from states as well as centralRead MoreThe Rights Of The United States1356 Words   |  6 PagesHuman rights are inherent to being human and essentially a right obtained by any being born in the world. These rights do not discriminate whether one was born in the United States or in Mexico. Essentially, they are what it means to be a human being, not if you are a citizen to a specific country. Lawful permanent residents of the United States prior to 1996 were eligible for public benefits programs suck as the Food Stamp Program, Medicaid, Supplemental Security Income (SSI), and Temporary AssistanceRead MoreThe Rights Of The United States1343 Words   |  6 Pagesbeing necessary to the security of a Free State, the right of the people to keep and bear Arms, shall not be infringed†. This statement is part of the Second Amendment in the United States that shows American citizens have an authority to own a gun legally to protect themselves. Since the United States was founded in 1776, this nation has grown up connected to firearms. After wars such as World War I and World War II, war industries led the United States to become one of the powerful nations in theRead MoreThe Rights Of The United States1684 Words   |  7 Pages1). Indeed, throughout the course of history of United States, peoples’ liberty has been established as the most important aspect of American people. Liberty is understood as a basic right of freedom in which everyone can engage without control or interference by a government or other power. Based on that principle, Selective Incorporation is a process of constitutional law in which some provisions of the Bill of Rights are nationalized to the states through the Fourteenth Amendment, so citizens ofRead MoreThe Rights Of The United States1219 Words   |  5 PagesIt is well known that the United States have been seen internationally as a key actor, for better or worse, when it comes to the field of universal human rights. At the same time, recent events have shown a disassociation between the words and actions of the nation. Despite the fact that these rights are supposed to be constitutionally-protected, the United States has been criticized for repeatedly violating them not only in the past but in recent memory: criminalization of poverty and homelessnessRead MoreThe Rights Of The Unit ed States867 Words   |  4 PagesA lot of bills have been passed and written as legislation under the falsification that they would better outline the citizens freedom and guarantee their rights. Yet once in a while these laws are made with dismissal to what is expressed in our Constitution. At times they twist and distort the main purpose of the amendment, counter acting the purpose of why the Amendments was written. They were to guarantee that there would not be a rehash of what the founding fathers had encountered when theyRead MoreThe Rights Of The United States924 Words   |  4 Pagestruly making the United States â€Å"the land of the free and home of the brave†. This was for everyone including minorities. At the time of making the laws of America, the founding fathers never knew that the overwhelming issues of slavery and unequal rights would have overtaken the United States of America, even so much that it still exists today. Even leaders who also had hopes of se eing equality in America like Rosa Parks, Martin Luther King Jr., and the Advocates for Women’s Rights to vote risked theirRead MoreThe Rights Of The United States1199 Words   |  5 PagesThe Right to What? All day all night this document printed on hemp and written with a quill, the defender of American Ideology and rights, the constitution. But to get the jest of the constitution you have to have an understanding of the Bill of Rights the first ten right written into the framework of every American person. The United States Bill of Rights. The Bill of Rights is essentially the points of the Declaration of Independence our founding fathers wanted to stress as the most important.Read MoreThe Rights Of The United States854 Words   |  4 PagesHere in America, people have the right to protest and speak their views granted by the first Amendment in their Constitution. Reading or watching the news lately, there are a lot of protests happening. People are gathering and protesting so many different things all over the world right now and America is no different. However, what the media shows in America are arrests of protestors by security and police, both of which attack them at times, using pepper spray and other brutal methods. How is this

Immigration Is The Creation Of America - 938 Words

Immigration is the creation of America Illegal immigration is one of the number one talked about topics in America, that no one does anything about. Throughout the years more than millions of immigrants have been deported from the United States to their motherland countries. What not many see is that America is made up of immigrants, immigrants help bring up the United States of America. Many Americans do not want immigrants to be in the United States mainly because they do not speak English correctly. Illegal immigrants should be allowed to stay in the United States because it will increase educational opportunities, create more jobs, and it will benefit the economy. If the United States of America were to allow illegal immigrant students, then the standards of education could be raised. â€Å"According to the nonpartisan congressional budget office, under the 2010 house-passed version of the DREAM act, the federal deficit would be reduced by $2.2 billion over ten years because of increased tax revenues†(Furman and Gray). Reducing the federal deficit would help not only students, but everyone; saving money is the number one action in the dream act. The dream act is one of the number one law that has help all immigrant students. â€Å"Giving undocumented students the path to citizenship would benefit them- and the U.S (Reigadas 25). Undocumented students work harder than some US citizen born students. These students work hard in order to win their spot in the United States.Show MoreRelatedThe Impact Of Immigration On The United States1469 Words   |  6 PagesDuring the 1990’s there was a massive migration of Hispanics from Central , and South America into Texas. This large influx of population in Texas caused several problems such as hundreds of poor neighborhoods, a need for more teachers in public school, and fewer jobs available for the native born Texans. I plan to find my information on this topic by gathering data from the Rice Library, as well as using my online databases containing several scholarly articles such as JSTOR and GALE. Two sourcesRead MoreImmigration Reform Of The United States1641 Words   |  7 PagesTutor: Institution: Immigration Reform ​Immigration is defined as the act of leaving your country of origin and going to another different one to stay there permanently (Dictionary.com). Reasons, why people escape or leave their original countries, are varied; ranging from war, poverty, natural occurrences such as earthquakes while others just take the step for fun purposes. A reform is a change from the way things were done originally and make them better. Therefore, immigration reform is a term thatRead MoreJerry Trinidad . Professor Tuyay . Asian-American History .1659 Words   |  7 PagesHistory   April 1, 2017      Angel Island and Ellis Island        The United States was founded on the principle that all men are created equal, but during an immigration boom in the late 1890s and early 1900s, Asians and Europeans faced discrimination and violence because of their difference in language, appearance, and religion. People came to America from all over the world to experience the wealth and prosperity that was associated with this great country, but certain ethnicities were excluded fromRead MoreCities, Immigrants, And The Nation1290 Words   |  6 PagesNation The history of America has been associated with immigration. In fact, the population of America is believed to be highly dominated by immigrants. The topic of immigrants in the United Sates is crucial even in the present situation. There are mixed reactions on the best way to deal with the issue of immigration, especially in the political front. Immigration in the United States is quite extensive and began long time ago. This essay will address the American Immigration history, featuring theRead MoreImmigration And Its Impact On America Essay1239 Words   |  5 PagesFor hundreds of years, immigration has been the engine to social and economic progress. The social mobility of populations has always existed and will never cease. It all began with the persecution of religious groups, escaping tyrants, looking for freedom and peace. It started as a movement of religious freedom, but quickly transformed into a quest for political freedom and democracy, which even today constitutes a mod el for other nations. In that sense, every immigrant that set foot on the AmericanRead MoreImmigration And The Pillars Of Freedom706 Words   |  3 PagesLahari Pathivada Dr. Restivo AP English Language Arts 6 19 October 2014 Immigration or Violation Born upon the pillars of freedom, America is known as a nation immigrants and these immigrants roughly take up 13% of the population (Migration Policy). In recent years, immigrants have been treated harshly and have felt unwelcomed in the land of the free and these immigrants have come to find an opportunity in America that they could not find in their own country. American citizens believe theRead MoreImmigration : An Influential Aspect Of American History1172 Words   |  5 Pageshistory, immigration has been a constant and significant force in the country. From the early beginnings of the nation in the seventeenth century to the present day, millions of people, from a variety of different and distinct nations and cultures, made the great journey to the United States to pursue greater economic and social opportunities. Immigration has been an influential aspect of American history. These immigrants have enhanced and contributed greatly to the fabric and the story of Ameri ca. TheyRead MoreAmerican Immigration Policy, Citizenship, And The Relationship Between Foreign Policy And Constitutional Law1477 Words   |  6 Pagesdescribes the legal ins and outs of American immigration policy, citizenship, ‘border control’, and the relationship between foreign policy and constitutional law, regarding refugees. Since the birth of the United States in 1776, citizens, from countries all around the world have considered making the trek to America, in hopes of pursuing a different, more prosperous life. Yet, many of history’s hopeful travellers have learned- legally entering America is potentially the most strenuous part of findingRead MoreLooking for a Fresh New Start Essay1339 Words   |  6 PagesIllegal immigration has been an ongoing issue in the political arena for the past decade with immigration laws still being discussed. To immigrate means to come into a country of which one is not a native for permanent residence. The United States is a nation founded by people who emigrated on the principle of freedom. What would our forefathers think if there could see the issues facing their nation today? There are many issues surrounding immigration policy such as national security, border patrolRead MoreImmigration : A Long Time874 Words   |  4 Pagesbusiness ownership; this translates to creation of new job opportunities for Americans. Furthermore, such people believe that the United States is likely to benefit from the new innovative ideas of immigrants; this in turn boosts and propels America to new heights in terms of education systems as cited by â€Å"The Hub Nation†, â€Å"Immigrants benefit America because they study and work hard† (Economist 1). From 2000 to 2014, researchers are studying how immigration affects positively in the United States’

Financial Market Exchange The ASX Limited and the AMP Limited

Question: Describe about the Financial Market Exchange for The ASX Limited and the AMP Limited. Answer: The ASX Limited The ASX is the leading financial market exchange at all over the world, which offers the full services like listings, trading, clearing, and resolution for the various ranges of the classes of assets. ASX is the leader all over the world, which puts up the capital and it is the first major market of the finance, which open every day. The ASX Limited has rated in the top five exchanges all over the world. It takes in the market capitalization of about $1.5 trillion. It is the political program, which leads to the world resource, finance, and technology companies. The ASX Limited has the involvement rate of about the $47 trillion in the derivatives market is the biggest in the Asia and all over the world. The net of the ASX and the data center has the connection with the leading financial hubs. The success of the ASX Australian Liquidity center, which is depending in Sydney are depending on the speed, reliability, state-of-the-art technology and the variety of the user community. The ASX Limited does the operation in the environment of the world class regulatory and meets the global standard, which is highest. The clearinghouse of the ASX Limited is the safe and secure place in all over the world and the well capitalized in the globe. It helps to bear out the stability of the financial market in the Australia. The ASX Limited has the experience about 150 years for the exchange and experiences the team about 530 people, which has the highest skills. They focuses on the customer and place them at the centre of everything, they do and has the 6.7 million shareowners and the participants about the 180 and the listed companies about 2200 and issuers. The ASX Limited helps the company to cr eate the wealth regarding the future and manages the investments as well as the operational risk It is the big brand, which developed the role of the company as the holding company of the group and has the market with the several ranges of having the market services activities, which is associated with the common commitment and provides the Australia, the infrastructure of the capital market. The ASX group was establish with the amalgamation of the Australian Stock Exchange and the Sydney Future Exchange during the month of the July 2006 and now it is coming in the top 10 listed exchange group all over the world. It is the exchange group which is vertically integrated and perform the activities in the primary and the secondary market and also provide services like raising, allocation, and hedging of capital flows, trading and the uncovering of the price; transferring risk to the central counterparty and the liquidation of the securities for both the equities as well as the market of the fixed income. As the operator of the securities industry, it facilitates the clearinghouse as well as the system of the payments. It also understands the compliance of its operating regulations and provides the standards of the corporate governance in the listed companies of the Australia. It also provides training to the retail investors. The substructure of the customer, whether it is domestic or international of the ASX is varied. It involves issuers, which are from the various listed securities and the financial products, investments, and the trading bank, shop manager , hedge funds, the advisors of the commodity trading, brokers and proprietary traders; market data vendors; and retail investors. It is the wholly owned subsidiary of the ASX compliance and provides the ongoing monitoring and with the principles of the ASX, it enforces the compliance. The operation of the ASX reinforces by the market supervision and regulates the role, which has undertaken by the Australian securities and the Investments Commission in all the venues of the trading and the facilities of th e clearing as well as the settlement with the help of the Reserve Bank of Australia with the stability of the financial system. It also handles the compliance of the listed public company (ASX Group, 2016). Corporate social responsibility The fabric of the ASX isof the risk management monitors the environment, social, and governance risks, which are the part of the Board. The ASX focus on the sustainability of the business, which is for long-term. ASX People The objective of the ASX is to make and retain the team, which is highly motivated and are professionals, who have the best experience and the human capital policies and the program of the ASX and its periodic report are obtain and seen by the Remuneration Committee. The executive committee sees the programs of the talent and the leadership, management of the performance and the process of the reward, the consequences of the successive planning, and the progress of the diversity strategy and the staff alignment and the engagement results. The voluntary turnover of the ASX for the fiscal year 2016 is 12 percent and the lost time, frequency rate is less than the 0.1. Culture The management and the board review the place of values and the behavior, which disclose the brand and the culture of the ASX. The annual survey measures and its solutions, staff alignment, engagement, and the commitment towards the values of the ASX are monitor at the level of the board. The staff engagement and the alignment have risen in the financial year 2016. The top quartile is the alignment and the top second quartile is the date of the ASXs group Diversity and the inclusive The fellowship supports that working environment, which is diversified and inclusive, where the opportunities have given which is equal to all the employees. It also provides the preparation and the benefits to each of the employees. Its business priority is the gender equality and is dedicated to support the each of the participation, whether it comes from the male or female in the daily workforce. It also supports the marriage equality. Gender equality target The company has made the good progress for the diversity of the gender target. The target achieved is about 40 percent, which is over all. The current target is 40 percent, which is at the tier of senior management and to be continues in the financial year 2017. ASX an employer of choice ASX has honored by an Employer of the Choice for the Gender Equality citation for the workplace of the Gender Equality Agency. The Employer Choice Award has recognized the dedication of the ASX towards the equal participation of both men and women in the workforce. Ethics and integrity The codification of the conduct of the ASXand the Anti-Bribery and the Corruption and the Whistle bowler Protection Policies encourage the decision-making whichever is right for all the directors and the employees of the ASX Limited. The employees of the ASX has certified and they entirely understand the policies of the company Environment The ASX Limited is depending on the constitution, which provides service and does not conclude the resources, which is physical or natural and is not included in the manufacture or transport of the products. The risk management framework of the ASX has monitored, accessed, and managed the risks of the surroundings. The approaches for the management of the risk implies the measurement of the activities and its impact; consumption of the material is minimized; the consumables are recycled and re-used; and supports the awareness of the environmental issues. Assessment of the ESG Practices of the ASX The participants of the ASX for the patterns of the ESG have the following external assessment: Carbon Disclosure Project The transparency is providing to the emission of the ASX as well as to the usage of waste and the urine. FTSE4Good Index Series The transparency is providing to the emission of the ASX as well as to the usage of waste and the urine. ASX in the community ASX helps its employee, hence that the employees will be the active supporter and give some contribution to the community program outside the workplace. This calls for the volunteering leave, which provides the payment. The community program of the ASX will allow the employees for supporting the causes and the selections of the charities from the board list of the partners of the charity. The employee contribution is match with the charity partners by the ASX and donates the $153,104 to the 59 charities in the financial year 2016. ASX Thomas Reuters Charity Foundation This Foundation supports the charities like Australia-based children and the medical research with the supporter of the events organized which helps to raise funds with the participation of the financial market and other industries. The finances were raise about $1.6 million and provide to the 59 charities in the financial year 2016 (ASX Ltd, 2016). AMP Limited The AMP was form with the simple thought that every person should be able to controland manage his or her life. To carry out this idea, the AMP Limited has the dedication about 160 years and makes it possible. At present, the AMP Limited has grown and the decades are also changed, but the one thing is still the same that is helping the people to manage and control their life of their own. The AMP Limited is the leading company with having specialization of the wealth managementin the Australia and the New Zealand. The company serves the customer by: . Both could be quite good at giving financial advice; For the individuals there is superannuation, income from the retreat and the other products for the investments; For the business there is services for the retirement fund; for the self management of the super funds there is administration, banking, and the investment services; Life policy, income protection, and the disability; selection of the banking products; Share investment, fixed interest, property, infrastructure, multi-manager, and the multi-assets funds. The products and the services of the AMP Limited In the Australian market, the company leads in: Financial advice Retail superannuation Life insurance of the individuals In the market of the New Zealand, the company leads in: Corporate superannuation Retail funds and the superannuation It is biggest provider of the Kiwi Saver Scheme and the life insurance in the New Zealand. Key facts about the AMP Limited In Australia, AMP Limited has the biggest network for the financial advice and in New Zealand, it has the employed financial advisors about more than 4400. The company manages the assets for the customers about the $215 billion and even more than that. The AMP Limited has the shareholders about the eight-lakh twenty thousands. AMP Limited has the employees about more than 5400 across the world, which helps and supports the financial advisors, customers, and the shareholders. The largest property manager in the Australia is the AMP capital, in which it manages the real estate assets about more than the $18 billion. Advice and the banking AMP provides the products and the services with the supporter of the biggest network of the financial advice in the Australia and the New Zealand. The troupe has also maintained the relationship with the external financial advisors. The network of the financial advice of the AMP Limited involves the financial planning of the AMP, Charter Financial Planning, Hillross IPAC, and SMSF advice, Spicers, Advice First, and the AMP 360. The company creating the financial security for the customers. The clientele of the wholesale superannuation of the AMP Limited provides the services like the superannuation and the insurance to the various companies, which is more than the 50000 and to the 500000 members in the Australia. The AMP Limited with the supporter of the financial advisors network does the distribution of these products. AMP bank is the financial bank, which supplies the residential mortgage, accepts deposits, and the transaction accounts and the products of the SMSF to the customers around 100000. These services are provides with the assistance of the mortgage brokers and the financial advisors of the AMP Limited and with the help of the internet and the phone banking Insurance and the superannuation The leading provider of the superannuation products is the AMP Limited. They help the customers to own their life and provide them the best schemes to achieve their goals. The AMP Limited provides the various products to the client such as the personal risk insurance products for the financial security of the customers. The personal risk insurance products involve life insurance, total and the permanent disability cover, income protection and the trauma cover, which is maintain for the individual or the group superannuation fund. The governance of the self-managed super fund of the AMP Limited supports the individuals and make the design so easy, that the individual will be able to understand and make the own decision regarding the investment about the superannuation. They facilitate the customers by the compliance, audit, tax returns, and update the daily paperwork in the order. The distribution of the merchandise and the services has done by the network of the self-employed financi al advisors and with the help of their relationship with the independent financial advisors. The advisers of the AMP Limited using the technology, which leads to the market like the flagship platform North, which have the variety of the investment options with the capital of the award-winning and the products, which have the income guarantee. Customer solutions The team of the AMP customer solution has focused on the demands of the customers, understands, makes the solutions, and offered so that the customers will meet their needs and that offers take to the market. The customer solution plays the vital role in the outgrowth of the strategies of the enterprise, and planning, and target of the enterprise. The customer solution manages the brand, segment of the customer, marketing strategy, activities of the sales, digital solution, design, and the innovating functions, and embraces the new ventures of the AMP Limited. AMP capital The AMP capital delivers the best results for the investment to the clients and provides the contemporary solution for the fixed income, equities, real land, infrastructure, and the portfolios of the multi-assets. The AMP capital shares the heritage along with the AMP across 160 years. The biggest investment managers in the region of the Asia Pacific are the AMP capital. The AMP capital has grow internationally in the market of Australia and the New Zealand and now also started the operation in the Bahrain, China, Hong Kong, India, Japan, Luxembourg, the United Kingdom, and the United States. The AMP Capital coordinates with the network of the global investment partners, and delivers the insights with the advantage (AMP Ltd, 2016). Financial services guide AMP Life Limited AMP Superannuation Limited AMP Capital Funds Management Limited AMP Bank Limited IPAC asset Management Limited The National Mutual Life Association of Australasia Limited NMMT Limited NM Superannuation Proprietary Limited. AMP Capital AMP Capital investors Limited AMP Capital Funds Management Limited AMP Mutual Funds Management Limited IPAC asset management Limited. Top-down analysis ASX Limited value of AUD 47.78 market capitalization 9.25B shares outstanding 193.6M EPS 2.2 yield 4.15% price movements 1.38% AMP Limited value of AUD 5.37 market capitalization 15853M shares outstanding 2.96B public float 2.96B EPS $0.34 yield 5.21% price movements 0.19% Bottom-up analysis ASX Limited Income statements For the year 2016 $m Revenue listings and issuers services 194.3 trading services 183.8 equity-post-trade services 102 derivatives and OTC market 266.2 interest income 146.3 dividend income 13.1 share of net profit of equity accounted investments 0.9 other 1.7 908.3 expenses staff -101.1 occupancy -14.1 equipment -28.4 administration -29.6 finance costs -86.3 depreciation and the amortization -42.7 -302.2 profit before income tax 606.1 income tax expenses -179.9 net profit for the period attributable to owners of the company 426.2 other comprehensive income items that may be reclassified to profit or loss change in the fair value of available-for-sale financial assets -0.5 change in the fair value of available for sale investments 15.8 change in the fair value for cash flow hedges -1 other comprehensive income for the period, net of tax 14.3 total comprehensive income for the period attributable to owners of the company 440.5 Earnings per share Basic earnings per share(cents per share) 220.4 diluted earnings per share(cents per share) 220.4 Balance sheet For the year ended June 2016 $m current assets cash and funds on deposits 3276.4 available-for-sale financial assets 3796.4 receivables 469.1 prepayments 12.6 total current assets 7554.5 Non-current assets available for sale investments 358.2 equity accounted investments 66.6 intangibles assets-goodwill 2317.6 intangibles assets-software 103.1 property, plant equipments 51.6 total non-current assets 2897.1 total assets 10451.6 current liabilities amounts owning to participants 5888.2 payables 437.8 current tax liabilities 9.9 provisions 14.5 revenue received in advance 16.4 other liabilities total current liabilities 6366.8 non-current liabilities amounts owing to participants 2000 net deferred tax liabilities 51.6 provisions 9 revenue received in advance 0.1 total non-current liabilities 260.7 total liabilities 6627.5 net assets 3824.1 equity issued capital 3027.2 retained earnings 576.9 restricted capital reserve 71.5 asset revaluation reserve 139.7 equity compensation reserve 8.8 total equity 3824.1 Cash flow As on June 2016 $m cash flows from operating activities receipts from customers 801.2 payments to suppliers employees -252.3 548.9 interest received 148 interest paid -85.6 dividends received 13.1 income taxes paid -182 net cash flows from operating activities 442.4 cash flows from investing activities increase/decrease in participants margins and commitments 2146.4 payments for available-for-sale investments -24.4 payments for equity accounted investments payments for other non-current assets -48.4 net cash inflows from investing activities 2073.6 cash flows from financing activities dividends paid -375.6 net cash outflow from financing activities -375.6 net increases/decrease in cash and cash equivalents 2140.4 decrease/increase in the fair value of cash and cash equivalents -2.2 increase in cash and cash equivalents due to the changes in the foreign exchange rate 55.6 cash and cash equivalents at the beginning of the financial report 4879 cash and cash equivalents at the end of the financial period 7072.8 cash and cash equivalents consists of: ASX Group funds 984.6 participants margins and commitments 6088.2 total cash and cash equivalents 7072.8 (ASX Ltd, 2016). Net profit margin 46.97% operating margin 76.21% return on assets 4.61% return on equity 11.24% return on investments 10.52% cash flow per share 0.0242 price/cash flow per share 0.2 book value per share 0.1975 tangibles book value per share 0.0725 current ratio 0.0119 payout ratio 90% AMP Limited Income statement For the June 2016 $m income and expenses of shareholders, policyholders, external unit holders and non-controlling interests life insurance premium and related revenue 1225 fee revenue 1527 other revenue 35 investments gains and losses 2961 share of profit or loss of associates accounted for using the equity method 14 life insurance claims and related expenses -1101 operating expenses -1804 finance costs -116 movements in external unit holders liabilities -313 change in policyholders liabilities life insurance contracts -510 investments contracts -668 income tax(expense) credit -247 profit for the period 963 profit attributable to shareholders of AMP Group Limited 424 profit attributable to non-controlling interests 539 profit for the period 963 Balance sheet As on June 2016 $m assets cash and cash equivalents 6367 receivables 3453 current tax assets inventories and other assets 128 investments financial assets 110,038 investments properties 263 investments in associates accounted for using the equity method 501 property, plant equipment 426 deferred tax assets 507 intangibles 3914 total assets of shareholders of AMP Ltd. 125597 liabilities payables 5741 current tax liabilities 59 provisions 352 other financial liabilities 1261 borrowings 2605 subordinated debts 379 deferred tax liabilities 1779 external unit holders liabilities 12932 life insurance contract liabilities 24139 investments contract liabilities 69282 defined benefit plan liabilities 177 total liabilities of shareholders of AMP Ltd. 118706 net assets 6891 equity contributed equity 6926 reserves -1880 retained earnings 935 total equity 5981 non-controlling interests 910 total equity 6891 Cash flow For the June 2016 $m cash flows from operating activities receipts from customers 801.2 payments to suppliers employees -252.3 548.9 interest received 148 interest paid -85.6 dividends received 13.1 income taxes paid -182 net cash flows from operating activities 442.4 cash flows from investing activities increase/decrease in participants margins and commitments 2146.4 payments for available-for-sale investments -24.4 payments for equity accounted investments payments for other non-current assets -48.4 net cash inflows from investing activities 2073.6 cash flows from financing activities dividends paid -375.6 net cash outflow from financing activities -375.6 net increases/decrease in cash and cash equivalents 2140.4 decrease/increase in the fair value of cash and cash equivalents -2.2 increase in cash and cash equivalents due to the changes in the foreign exchange rate 55.6 cash and cash equivalents at the beginning of the financial report 4879 cash and cash equivalents at the end of the financial period 7072.8 cash and cash equivalents consists of: ASX Group funds 984.6 participants margins and commitments 6088.2 total cash and cash equivalents 7072.8 (AMP Ltd, 2016). Net profit margin 7.80% operating margin 21.80% return on assets 0.71 return on equity 11.64 return on investments 6.93 total debts to total equity 207.5 total debt to total capital 67.48 total debts to total assets 12.65 Conclusion It is concludes from the report that the ASX Limited and the AMP Limited both are performing well and has the good reputation in the market. References ASX.Ltd.(2016).the ASX Group.retrieved on 20 september 2016 from https://www.asx.com.au/about/asx-group.htm ASX.Ltd.(2016).corporate social responsibilities.retrieved on 20 september 2016 from https://www.asx.com.au/about/corporate-social-responsibility.htm AMP.Ltd.(2016).about AMP.retrieved on 20 september 2016 from https://www.amp.com.au/amp/about-amp ASX.(2016).ASX Limited annual report 2016.retrieved on 20 september 2016 from https://www.asx.com.au/documents/investor-relations/asx-annual-report-2016.pdf AMP Ltd.(2016).directors report and financial report for the half year ended 30 june 2016.retrieved on 20 september 2016 from file:///C:/Users/Guest/Downloads/Avis_55407.pdf Jones.D Company.(2016).financials.retrieved on 20 september 2016 from https://quotes.wsj.com/AU/XASX/AMP/financials The Financials Times Ltd.(2016).financials.retrieved on 20 september 2016 from https://markets.ft.com/data/equities/tearsheet/financials?s=ASX:ASX

The Beginners Advantage free essay sample

My sophomore year, my parents encouraged me to join the robotics team. Walking down the hall toward room N172, my mind stirred with excitement. But as I stepped inside the door, I felt like an outcast. Nobody greeted me. My willingness to join a group was not even worth a simple, â€Å"Hi. What’s your name?† As nobody paid the slightest attention to me, I migrated toward five guys in a corner. A mechanical carcass was undergoing surgery. As the older student touched two wires, the machine twitched with a knee jerk reflex. The extrovert in me pushed to overcome my dominant introvert. â€Å"What are you doing here? My name is Jacob. What is yours?† â€Å"Hi. I am Alex. The wires are loose on this ‘bot,† said a smiley red-head. I managed to establish a relationship, but the group presented a hard wall to penetrate. But, the lack of attention on my first entrance did not keep me from attending. We will write a custom essay sample on The Beginners Advantage or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page I continued to come and establish friends. And as years passed, I rose into leadership positions. Because of the experiences I had as a beginner, I have been able to shape the club for the better. By conversing with my peers, I learned they were blind to their rudeness. They had been attending since freshman year and didn’t need a welcome. For a new member walking in, the fear of not knowing anyone is intimidating. So, now I come early and stand near the door. Each member receives a greeting, whether it be a question about their week or a simple â€Å"Hello.† I try my best to remember my teammates names. As a regular attender, it is easy to embrace the norm, but from the nervous thoughts of a novice flow the ideas for a better reality. I remembered my anxious beginnings and helped the team be more inviting.